Unsecured Credit Cards

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Horizon Gold Card
  • Instant $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly
Credit Needed
Bad Credit
Total VISA® Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (Subject to available credit)
  • Reports monthly to all three major credit bureaus
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad/Fair Credit
Monevo - Personal Loans from $1,000 - $100,000
  • Network of lenders offering loan amounts $1,000 - $100,000
  • Rates starting as low as 3.49% APR
  • Solutions available for all credit scores
  • Funds available as soon as the next business day
  • No impact on your credit score to check your rates!