Unsecured Credit Cards

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Total VISA® Unsecured Credit Card
  • Checking account required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa® card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit).
  • Multiple card designs available
  • Reports monthly to all three major credit bureaus
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms
Annual Fee
See Terms
Credit Needed
Bad/Fair Credit
Loans Under 36%
  • Loans up to $35,000
  • Suitable for those with all credit ranges
  • APR varies from 4.99% up based on customer information
  • Great for consolidating debt
  • No obligation fee
  • Decision within minutes
Group One Platinum Card
  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Credit Bureau
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
0% APR fixed
Annual Fee
See website for Details*
Credit Needed
Damaged/Fair