Top Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's top credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.

Advertiser Disclosure
Merit Platinum Card
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
  • No Employment or Credit Check
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
0% APR fixed
Annual Fee
See website for Details*
Credit Needed
Damaged credit to Fair credit

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  • Great for consolidating debt
  • No obligation fee
  • Decision within minutes