Secured Credit Cards

A secured credit card requires that the cardholder make a deposit in order to secure a credit line. Applying for a secured credit card may be a good idea if you have had problems obtaining an unsecured credit card, as most secured cards feature easy approval and can help build credit by reporting your account activity to the major credit bureaus. You can build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits. See below for today's top secured credit card offers, along with links to each card's secure online application.
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OpenSky® Secured Visa® Credit Card
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  • 0% introductory APR on all purchases for the first six months
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card
Intro - Purchases
0% APR for first 6 months on purchases
Intro - Balance Transfer
N/A
Regular APR
17.39% (variable)
Annual Fee
$35
Credit Needed
No credit check
First Progress Platinum Elite Mastercard® Secured Credit Card
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  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

 

Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
19.99% (V)
Annual Fee
$29
Credit Needed
Limited/Bad
Green Dot primor® Secured Visa Classic Card
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  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
13.99%
Annual Fee
$39
Credit Needed
Bad Credit

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Monevo - Personal Loans from $1,000 - $100,000
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  • Network of lenders offering loan amounts $1,000 - $100,000
  • Rates starting as low as 3.49% APR
  • Solutions available for all credit scores
  • Funds available as soon as the next business day
  • No impact on your credit score to check your rates!