Instant Approval Credit Cards

Many credit card offers on the market today feature instant approval, meaning that some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. In many cases, online applications take just a few minutes to complete and applicants can receive a response just seconds later. See below for today's top instant approval credit card and prepaid credit card offers, along with links to each card's secure online application.

Advertiser Disclosure
First Progress Platinum Prestige Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
9.99% (V)
Annual Fee
$49
Credit Needed
Bad Credit
First Progress Platinum Select Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI 
    * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
13.99% (V)
Annual Fee
$39
Credit Needed
Bad Credit
Net First Platinum
  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
0% APR fixed
Annual Fee
See website for Details*
Credit Needed
Damaged credit to Fair credit
First Progress Platinum Elite Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI  * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

 

Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
19.99% (V)
Annual Fee
$29
Credit Needed
Limited/Bad
Principal Platinum Card
  • Instant $750 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
N/A*
Annual Fee
$14.95 benefits plan membership will be auto-debited monthly
Credit Needed
Bad Credit

Related Offers

Loans Under 36%
  • Loans up to $35,000
  • Suitable for those with all credit ranges
  • APR varies from 4.99% up based on customer information
  • Great for consolidating debt
  • No obligation fee
  • Decision within minutes