Credit Cards for Limited / No Credit

A "limited credit" rating indicates that you have had very little credit in your name and lack the established credit history required for approval by many credit card issuers. Similarly, a credit rating of "no credit" indicates that you have never had a credit card or loan reported on your credit history, thus limiting your options for obtaining your first credit card. See below for today's top credit card and prepaid credit card offers available to those with limited/no credit, along with links to each card's secure online application.

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OpenSky® Secured Visa® Credit Card
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  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • * View the cardholder agreement
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
18.99% (Variable)
Annual Fee
$35
Credit Needed
No credit check
Group One Platinum Card
Group one platinum
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  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
0% APR fixed
Annual Fee
See website for Details*
Credit Needed
Damaged/Fair