Credit Cards for Fair Credit

A credit card for "fair credit" is a type of card that features quick and easy applications for consumers with a less-than-perfect credit rating. If you have made late payments on a line of credit in the past, or if you have other types of delinquent accounts on your credit history, one of the following credit cards may be right for you. See below for today's top credit card offers for people with fair credit, along with links to each card's secure online application.

Advertiser Disclosure
First PREMIER® Bank Mastercard® Credit Card
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.     
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Needed
Bad/Fair Credit
First PREMIER® Bank Gold Credit Card
  • Choose which account management options are right for you.
  • Build credit with First PREMIER.*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.          
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Needed
Bad/Fair Credit
First PREMIER® Bank Classic Credit Card
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Needed
Bad Credit
First PREMIER® Bank Secured Credit Card
 
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act. 
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Needed
Bad Credit
Loans Under 36%
  • Loans up to $35,000
  • Suitable for those with all credit ranges
  • APR varies from 4.99% up based on customer information
  • Great for consolidating debt
  • No obligation fee
  • Decision within minutes