Bad Credit OK Credit Cards and Prepaid Debit Cards

Credit cards and prepaid debit cards for "bad credit" feature approval standards geared toward helping consumers with an imperfect credit history obtain a line of credit. Many cards feature monthly reporting to the major consumer reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit card and prepaid debit card offers for people with bad credit, along with links to each card's secure online application.

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OpenSky® Secured Visa® Credit Card
Opensky secured visa credit card 032917
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  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
19.14% (variable)
Annual Fee
$35
Credit Needed
No credit check
Netspend® Visa® Prepaid Card
Netspend visa prepaid card 020518
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  • With Netspend Direct Deposit, you can get paid faster than a paper check
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
N/A
Annual Fee
Up-to $9.95 monthly*
Credit Needed
No Credit Check

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Monevo - Personal Loans from $1,000 - $100,000
Monevo new art 9.25.19
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  • Network of lenders offering loan amounts $1,000 - $100,000
  • Rates starting as low as 3.99% APR
  • Solutions available for all credit scores
  • Funds available as soon as the next business day
  • No impact on your credit score to check your rates!