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Unsecured Credit Cards >> Daily Rankings

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.

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Discover® More Card- Black

Discover® More Card- Black Offer
Discover® More Card- Black Application

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 9 Months* 0% - 12 Months* 11.99% - 20.99% (Variable)* $0* Excellent Credit*
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Offer
Citi® Platinum Select® MasterCard® Application

  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months * 0% - 18 Months * 11.99% - 19.99% (Variable)* $0* Excellent Credit*
Discover® MotivaCard

Discover® MotivaCard Offer
Discover® MotivaCard Application

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
3.99% - 12 Months* 3.99% - 15 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Offer
Citi® Diamond Preferred® Card Application

  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
  • Concierge service that caters to your needs 24/7
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months* 0% - 12 Months* 14.99% (Variable)* $0* Good Credit*
Miles by Discover® Card

Miles by Discover® Card Offer
Miles by Discover® Card Application

  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 10.99% - 16.99% (Variable)* $0* Good Credit*
Capital One® No Hassle Miles(SM) Rewards - Good Credit

Capital One® No Hassle Miles(SM) Rewards - Good Credit Offer
Capital One® No Hassle Miles(SM) Rewards - Good Credit Application

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions
  • Fly FREE on any airline to any destination
  • 0% intro APR on purchases until August 2011
  • No foreign transaction fees
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until August 2011* N/A* 16.90% (V)* $0* Good Credit*
Blue Sky from American Express(R)

Blue Sky from American Express(R) Offer
Blue Sky from American Express(R) Application

  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 17.24%-21.24% Variable* No Annual Fee* Excellent Credit*
American Express(R) Gold Card

American Express(R) Gold Card Offer
American Express(R) Gold Card Application

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $125 Annual Fee* Excellent Credit*
Citi® Dividend Platinum Select® MasterCard®

Citi® Dividend Platinum Select® MasterCard® Offer
Citi® Dividend Platinum Select® MasterCard® Application

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* 0% - 15 Months* 12.99% - 20.99% (Variable)* $0* Good Credit*
Citi® Diamond Preferred® Rewards Card

Citi® Diamond Preferred® Rewards Card Offer
Citi® Diamond Preferred® Rewards Card Application

  • $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months* 0% - 12 Months* 12.99% - 20.99% (Variable)* $0* Excellent Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers