Unsecured Credit Cards

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.
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First PREMIER® Bank MasterCard® Credit Card
First_premier%c2%ae_bank_mastercard%c2%ae_credit_card
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  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit)
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit). 
  • Trying to rebuild your credit history? It may be possible if you make on time payments to all your creditors and keep your account balances low relative to the credit limit.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A See Website* See Website* Bad / Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad / Fair Credit *
Capital One® Classic Platinum Credit Card
Capital_one%c2%ae_classic_platinum_credit_card_-2
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  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account—even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee—and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Start building for the future with features that can help you get there
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 20.9%* Variable $39* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 20.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit *
First PREMIER® Bank Classic Credit Card
First_premier_bank_classic_credit_card_-_green
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  • Checking Account Required
  • Apply today, and if approved, simply pay a Processing Fee to access your available credit
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Horizon Gold Credit Card
Horizon-gold-card_art
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  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 0.00%* N/A Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit *
Fingerhut® Credit Account
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  • $50 off orders of $200 or more with an approved Fingerhut Credit Account by WebBank. Promo code NC475-Ends 10/31/2014
  • Shop Great Brands at Fingerhut.com
  • With a WebBank/FingerHut Credit Account, buy favorite brands with low payments.*
  • Apply for Fingerhut Credit today. Fill out our easy online application.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.90%* $0* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.90%*
Annual Fee $0*
Credit Needed Bad Credit *
Capital One® Platinum Prestige Credit Card
Capital_one%c2%ae_platinum_prestige_credit_card_-2
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  • Get 0% intro APR on all purchases until December 2015
  • Balance transfers also have a 0% intro APR until December 2015, a 3% fee applies to each balance transferred
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • Pick the monthly due date that works best for you
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until December 2015* 0%-until December 2015* 10.9%-18.9%* Variable $0* Excellent Credit *
Intro - Purchases 0%-until December 2015*
Intro - Balance Transfer 0%-until December 2015*
Regular APR 10.9%-18.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit *

Related Offers

UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!
Click-n-Loan - Loans $100 - $10,000+
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Springleaf Financial Loans
  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
  • Eligible states: AL, CA, CO, FL, GA, ID, IL, IN, KY, LA, MO, MS, NC, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV