Unsecured Credit Cards

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Monevo - Personal Loans from $1,000 - $100,000
  • A multi-award winning personal loan matching service
  • Personalized loan offers in less than 60 seconds.
  • Rates starting at 3.09% APR
  • Network of lenders offering loan amounts $1,000 - $100,000
  • No impact on your credit score to check your personal loan rates
  • Funds available as soon as next business day
  • All credit ratings considered
Horizon Gold Credit Card
  • Guaranteed Approval
  • Bad Credit Accepted
  • No Employment Check
  • Reports to a Major Bureau
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly
Credit Needed
Bad Credit
Total VISA® Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • No-Fee credit line increase opportunities!  
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad/Fair Credit
Fingerhut Credit Account issued by WebBank
  • Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Fast, easy online application process and a quick decision
  • Not an access card
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
$0
Credit Needed
Fair/Bad Credit