Unsecured Credit Cards

An unsecured credit card grants a line of credit without requiring that the cardholder secure the credit line with a cash deposit. Unsecured cards, some of which are fee-based, are available to applicants of all credit types and often feature low rates, rewards, and other incentives. See below for today's top unsecured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Capital One® Classic Platinum Credit Card
  • Get the credit you need with a competitive rate
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account - even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 20.9%* Variable $39* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 20.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit *
Total VISA® Credit Card
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 29.99%* $75.00 for the first year, $48 annually after that* Bad Credit/Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 29.99%*
Annual Fee $75.00 for the first year, $48 annually after that*
Credit Needed Bad Credit/Fair Credit *
Horizon Gold Credit Card
  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 0.00%* N/A Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit *
Fingerhut® Credit Account
  • Shop Great Brands at Fingerhut.com
  • Choose From Over 150,000 items
  • Budget Friendly Payments with Fingerhut Credit!
  • Apply for Fingerhut Credit today. Fill out our easy online application.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.90%* $0* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.90%*
Annual Fee $0*
Credit Needed Bad Credit *
Capital One® Platinum Prestige Credit Card
  • Get 0% intro APR on all purchases until May 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% until May 2016* 0% until May 2016* 10.9%-18.9%* Variable $0* Excellent Credit *
Intro - Purchases 0% until May 2016*
Intro - Balance Transfer 0% until May 2016*
Regular APR 10.9%-18.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit *

Related Offers

Click-n-Loan - Loans $100 - $10,000+
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!