Student Credit Cards

Student credit card offers are geared toward young adults enrolled in college. These cards offer rewards, discounts, rebates and other features that the typical college student might find handy. Additionally, most feature approval standards that account for a student's low income level and short credit history. See below for today's top student credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Journey℠ Student Rewards from Capital One®
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  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus - that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 19.8%* Variable $0* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.8% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Discover it® chrome for Students
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  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months - then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.*
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S. based customer service - anytime, day and night.
  • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%*-6 mths* See Terms* 12.99% - 21.99% Variable* $0* Fair Credit *
Intro - Purchases 0%-6 mths*
Intro - Balance Transfer See Terms*
Regular APR 12.99% - 21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Discover it® for Students
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  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* N/A 12.99%-21.99% Variable* $0* Fair Credit *
Intro - Purchases 0%-6 mths*
Intro - Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Discover it® for Students with $20 Cashback Bonus
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  • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval*.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.99%-21.99% Variable* $0* Average Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Average Credit *
Discover it® chrome for Students with $20 Cashback Bonus
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  • Get a $20 Cashback Bonus®* when you make your first purchase within 3 months of approval.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
999%-0 * 999%-0 * 12.99%-21.99% Variable* $0* Average Credit *
Intro - Purchases 999%-0 *
Intro - Balance Transfer 999%-0 *
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Average Credit *

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