Student Credit Cards

Student credit card offers are geared toward young adults enrolled in college. These cards offer rewards, discounts, rebates and other features that the typical college student might find handy. Additionally, most feature approval standards that account for a student's low income level and short credit history. See below for today's top student credit card offers, along with links to each card's secure online application.
Topcard
Discover it® chrome for Students
  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months - then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • U.S. based customer service - anytime, day and night.
  • *Click "Apply" to see rates, rewards and other information.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* See Terms* 12.99% - 21.99% Variable* $0* Fair Credit *
Intro - Purchases 0%-6 mths*
Intro - Balance Transfer See Terms*
Regular APR 12.99% - 21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Additional
Citi® Dividend® Card for College Students
  • Build credit while earning cash back fast
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • No Annual Fee
  • Click Apply Now for pricing details
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-7 mths* N/A* 13.99%-23.99% Variable* $0* Good Credit *
Intro - Purchases 0%-7 mths*
Intro - Balance Transfer N/A*
Regular APR 13.99%-23.99% Variable*
Annual Fee $0*
Credit Needed Good Credit *
Discover it® for Students with $20 Cashback Bonus
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click "Apply" to see rates, rewards and other information.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 12.99%-21.99% Variable* $0* Average Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Average Credit *
Journey℠ Student Rewards from Capital One®
  • Earn 1% cash back on every purchase, every month–and pay no annual fee
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Brighten your financial future with responsible credit use - and get rewarded along the way
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Pick the monthly payment due date that works best for you
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.8% Variable* $0* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.8% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Discover it® for Students
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.*
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *Click "Apply" to see rates, rewards and other information.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* N/A* 12.99%-21.99% Variable* $0* Fair Credit *
Intro - Purchases 0%-6 mths*
Intro - Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-7 mths* N/A* 13.99%-23.99% Variable* $0* Good Credit *
Intro - Purchases 0%-7 mths*
Intro - Balance Transfer N/A*
Regular APR 13.99%-23.99% Variable*
Annual Fee $0*
Credit Needed Good Credit *

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