Secured Credit Cards

A secured credit card requires that the cardholder make a deposit in order to secure a credit line. Applying for a secured credit card may be a good idea if you have had problems obtaining an unsecured credit card, as most secured cards feature easy approval and can help build credit by reporting your account activity to the major credit bureaus. You can build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits. See below for today's top secured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
Capital One® Secured MasterCard®
Capital_one%c2%ae_secured_mastercard%c2%ae_-2
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  • Unlike a prepaid card, it builds credit when used responsibly
  • Regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness - no additional deposit required
  • It’s a credit card - accepted at millions of locations worldwide
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 22.9%* Variable $29* Limited Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 22.9% Variable*
Annual Fee $29*
Credit Needed Limited Credit *
primor Secured Visa Classic Card
Blue_visa_primor
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  • Fast, easy application process
  • No processing or application fees!
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 13.99%* $39* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 13.99%*
Annual Fee $39*
Credit Needed Bad Credit *
First Progress Platinum Elite MasterCard® Secured Credit Card
First_progress_platinum_elite_mastercard%c2%ae_secured_credit_card
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  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 19.99% (variable)* $29* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.99% (variable)*
Annual Fee $29*
Credit Needed Bad Credit *
First Progress Platinum Prestige Secured MasterCard
First_progress_platinum_prestige_secured_mastercard
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  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 11.99% (variable)* $44* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 11.99% (variable)*
Annual Fee $44*
Credit Needed Bad Credit *
First Progress Platinum Select Secured MasterCard
First_progress_platinum_select_secured_mastercard
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  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 14.99% (variable)* $39* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 14.99% (variable)*
Annual Fee $39*
Credit Needed Bad Credit *
primor Secured Visa Gold Card
Primor_gold_visa_card_smaller_img
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  • No Processing Or Application Fees!
  • Low Fixed Interest Rates with No Penalty Rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 9.99%* $49* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 9.99%*
Annual Fee $49*
Credit Needed Bad Credit *
Unity Visa® Secured Credit Card
Unitycard_cardart
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  • A secured credit card designed to help rebuild your credit
  • Reports to all 3 major credit bureaus
  • Low, fixed (Not variable) interest rate of 17.99%
  • Your security deposit can get you Min. $250/Max. $10,000 credit limit
  • Manage your account online
  • No application fee or penalty rate
  • Credit line secured by fully-refundable FDIC insured deposit submitted with application
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
9.95%-6 months* 9.95%-6 months* 17.99% (Fixed)* $39* Bad Credit *
Intro - Purchases 9.95%-6 months*
Intro - Balance Transfer 9.95%-6 months*
Regular APR 17.99% (Fixed)*
Annual Fee $39*
Credit Needed Bad Credit *

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