Secured Credit Cards

A secured credit card requires that the cardholder make a deposit in order to secure a credit line. Applying for a secured credit card may be a good idea if you have had problems obtaining an unsecured credit card, as most secured cards feature easy approval and can help build credit by reporting your account activity to the major credit bureaus. You can build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits. See below for today's top secured credit card offers, along with links to each card's secure online application.
Advertiser Disclosure
OpenSky® Secured Visa® Credit Card
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes
  • Extra credit when you need it, increase your credit line up to $5000 in your first year*
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 17.50% Variable $29 No Credit Check *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 17.50% Variable
Annual Fee $29
Credit Needed No Credit Check *
Capital One® Secured MasterCard®
  • No annual fee, with all the credit building benefits
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.9%* Variable $0 Limited Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 24.9%* Variable
Annual Fee $0
Credit Needed Limited Credit *
primor® Secured Visa Classic Card
  • Fast, easy application process
  • No processing or application fees!
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 13.99% $39 Bad Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 13.99%
Annual Fee $39
Credit Needed Bad Credit *
First Progress Platinum Elite MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Fund your new MasterCard® secured credit card with your tax refund today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 19.99% (variable) $29 Bad Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 19.99% (variable)
Annual Fee $29
Credit Needed Bad Credit *
First Progress Platinum Select Secured MasterCard
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Fund your new MasterCard® secured credit card with your tax refund today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 14.99% (variable) $39 Bad Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 14.99% (variable)
Annual Fee $39
Credit Needed Bad Credit *
First Progress Platinum Prestige Secured MasterCard
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Fund your new MasterCard® secured credit card with your tax refund today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 11.99% (variable) $44 Bad Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 11.99% (variable)
Annual Fee $44
Credit Needed Bad Credit *
primor® Secured Visa Gold Card
  • No Processing Or Application Fees!
  • Low Fixed Interest Rates with No Penalty Rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 9.99% $49 Bad Credit *
Intro - Purchases N/A
Intro - Balance Transfer N/A
Regular APR 9.99%
Annual Fee $49
Credit Needed Bad Credit *

Related Offers

UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!