Secured Credit Cards

A secured credit card requires that the cardholder make a deposit in order to secure a credit line. Applying for a secured credit card may be a good idea if you have had problems obtaining an unsecured credit card, as most secured cards feature easy approval and can help build credit by reporting your account activity to the major credit bureaus. You can build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits. See below for today's top secured credit card offers, along with links to each card's secure online application.
Topcard
Capital One® Secured MasterCard®
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Monitor credit with access to a credit score and other tools
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 22.90% (Variable)* $29* Bad / Limited Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 22.90% (Variable)*
Annual Fee $29*
Credit Needed Bad / Limited Credit *
Additional
First Progress Platinum Prestige Secured MasterCard
  • Process your card more quickly by choosing our Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick, Easy and Complete Online Application
  • Full-Feature Platinum Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300-$2,000
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
First Progress Platinum Elite MasterCard® Secured Credit Card
  • Nationwide Program - though not yet available in NY, IA, AR, or WI
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Get Your Deposit Back at Any Time
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • No Credit History or Minimum Credit Score Required for Approval
  • 24/7 Access to Your Account Online
  • New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.99% (Variable)* $29* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.99% (Variable)*
Annual Fee $29*
Credit Needed Bad Credit *
First Progress Platinum Select Secured MasterCard
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000
  • Free 24/7 Access to Your Account Online
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *

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