Prepaid Credit Cards

A prepaid credit card requires the cardholder to load funds before using the card for a purchase or ATM withdrawal. Prepaid credit cards are especially popular amongst parents who want to give their teenager or college student a credit card with only a set amount to spend. See below for today's top prepaid credit card offers, along with links to each card's secure online application.
Topcard
American Express® Serve
Serve_americanexpress_cardart
Apply Here
[ Learn more ]
  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
  • *Terms, conditions and exclusions apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check *
Additional
American Express® Prepaid Card
2_prepaid
Apply Here
[ Learn more ]
  • The benefits of Cardmembership start here!
  • Free Direct Deposit
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Free Fraud Protection*
  • Purchase Protection and Roadside Assistance*
  • No Credit Check
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check *
MAGIC Prepaid Mastercard® by Magic Johnson
Magic_card_cardart
Apply Here
[ Learn more ]
  • Receive a $10 Bonus Credit*
  • A reloadable card for all your spending needs
  • Act now for No Activation Fee
  • No Bank Account
  • No Credit Checks
  • No Overdraft Fees
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check *
PayPal™ Prepaid MasterCard®
30-paypal-mc-flat
Apply Here
[ Learn more ]
  • Real-time mobile alerts notify you of transactions and balances.
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
  • No credit check, overdraft fees or interest charges.
  • Get cash back rewards.
  • Safer than carrying cash - use it to pay for everyday purchases.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check *
READYdebit Visa Prepaid Card
Readydebit_visa_110
Apply Here
[ Learn more ]
  • Instant Account Number - No Credit Check.
  • Free† Direct Deposit - paycheck, benefits, tax refunds
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Free Credit ScoreTracker1
  • Choose Your Card Color - Blue or Pink
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $9.95 monthly fee* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $9.95 monthly fee*
Credit Needed No Credit Check *
READYdebit Platinum Visa Prepaid Card
Readydebit_platinum_110
Apply Here
[ Learn more ]
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit ScoreTracker1
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free&dagger Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Deposit is fully FDIC insured
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $14.95* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $14.95*
Credit Needed No Credit Check *
Account Now® Gold Visa® PrePaid
Account_now_gold
Apply Here
[ Learn more ]
  • 100% Guaranteed Approval - upon successful ID verification
  • $0 Activation Fee
  • $15 Bonus§ with Free† Direct Deposit
  • $10,000 balance limit
  • Shop online & Pay bills online
  • Easy Mobile Account Access
  • Deposits are FDIC insured
  • BBB Accredited A+ Company
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Up to $9.95 monthly* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Up to $9.95 monthly*
Credit Needed No Credit Check *
Prepaid Visa® Classic RushCard
28-ob-card
Apply Here
[ Learn more ]
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Variable Monthly Fees* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Variable Monthly Fees*
Credit Needed No Credit Check *
Prepaid Visa® Baby Phat RushCard
28-bp-card
Apply Here
[ Learn more ]
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Variable Monthly Fees* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Variable Monthly Fees*
Credit Needed No Credit Check *
Vision Silver Prepaid MasterCard®
Vision-silver-prepaid-mastercard
Apply Here
[ Learn more ]
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check *

Related Offers

Springleaf Financial Loans
Springleaf
Apply Here
[ Learn more ]
  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
Copyright © 2004-2013 | All Rights Reserved
Credit Card 321™ The Easy Guide to Credit Card Offers