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Low Interest Credit Cards >> Daily Rankings

A low interest credit card is one that charges a low annual percentage rate (APR) on an accrued balance. For instance, if your Visa card charges an APR of 10%, then carrying a $1,000 balance from month to month would cost you about $100 in interest over the course of a year. See below for today's top low interest credit card offers, along with links to each card's secure online application. These cards feature either a low fixed rate APR or a low introductory APR.

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Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards Offer
Orchard Bank Classic MasterCards Application

  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 7.90% - 28.90%* $0-$74 first year
$35-$79 after that*
Average Credit*
Citi® Dividend Platinum Select® MasterCard®

Citi® Dividend Platinum Select® MasterCard® Offer
Citi® Dividend Platinum Select® MasterCard® Application

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* 0% - 15 Months* 12.99% - 20.99% (Variable)* $0* Good Credit*
Citi® Diamond Preferred® Rewards Card

Citi® Diamond Preferred® Rewards Card Offer
Citi® Diamond Preferred® Rewards Card Application

  • $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months* 0% - 12 Months* 12.99% - 20.99% (Variable)* $0* Excellent Credit*
Discover® Open Road Card

Discover® Open Road Card Offer
Discover® Open Road Card Application

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 12 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Upromise® World MasterCard®

Upromise® World MasterCard® Offer
Upromise® World MasterCard® Application

  • 10% extra college savings on thousands of eligible grocery and drugstore items
  • 2% extra college savings on eligible gas purchases at Exxon and Mobil locations
  • 1% college savings on every purchase
  • Get $25 college savings after the first qualified use of your account
  • No annual fee†
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 7-10 Billing Cycles* 0% - 7-10 Billing Cycles* 12.99%-20.99% Variable* $0* Excellent Credit*
Escape by Discover® Card

Escape by Discover® Card Offer
Escape by Discover® Card Application

  • 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
  • 2 Miles per $1 on all purchases
  • No limit on the Miles you earn and Miles don’t expire
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • Industry Leading Customer Service
  • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 10.99% - 16.99% (Variable)* $60* Good Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers