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Low Interest Credit Cards >> Daily Rankings

A low interest credit card is one that charges a low annual percentage rate (APR) on an accrued balance. For instance, if your Visa card charges an APR of 10%, then carrying a $1,000 balance from month to month would cost you about $100 in interest over the course of a year. See below for today's top low interest credit card offers, along with links to each card's secure online application. These cards feature either a low fixed rate APR or a low introductory APR.

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Discover® Open Road Card

Discover® Open Road Card Offer
Discover® Open Road Card Application

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 12 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Discover® MotivaCard

Discover® MotivaCard Offer
Discover® MotivaCard Application

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
3.99% - 12 Months* 3.99% - 15 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit Offer
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit Application

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% intro APR on purchases until July 2011
  • No foreign transaction fees
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until July 2011* N/A* 14.90% (V)* $0* Excellent Credit*
Capital One® Orbitz® Visa® Platinum - Excellent

Capital One® Orbitz® Visa® Platinum - Excellent Offer
Capital One® Orbitz® Visa® Platinum - Excellent Application

  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until July 2011* N/A* 13.90% (V)* $0* Excellent Credit*
Escape by Discover® Card

Escape by Discover® Card Offer
Escape by Discover® Card Application

  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • Unlimited Double Miles on all purchases
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • Enhanced travel benefits
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 10.99% - 16.99% (Variable)* $60* Good Credit*
Slate(SM) from Chase

Slate(SM) from Chase Offer
Slate(SM) from Chase Application

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New Innovative Card Design.
  • Blueprint(SM) – free and customizable features
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - See Terms* 0% - 12 or 6 Months* 13.24%-22.24% Variable* $0* Good Credit*
Platinum Delta SkyMiles(R) Credit Card from American Express

Platinum Delta SkyMiles(R) Credit Card from American Express Offer
Platinum Delta SkyMiles(R) Credit Card from American Express Application

  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 14.50%* $150 Per Year* Excellent Credit*
Delta Reserve Credit Card

Delta Reserve Credit Card Offer
Delta Reserve Credit Card Application

  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 14.50%* $450* Excellent Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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