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Low Interest Credit Cards >> Daily Rankings

A low interest credit card is one that charges a low annual percentage rate (APR) on an accrued balance. For instance, if your Visa card charges an APR of 10%, then carrying a $1,000 balance from month to month would cost you about $100 in interest over the course of a year. See below for today's top low interest credit card offers, along with links to each card's secure online application. These cards feature either a low fixed rate APR or a low introductory APR.

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Chase Freedom® Visa - $50 Bonus Cash Back

Chase Freedom® Visa - $50 Bonus Cash Back Offer
Chase Freedom® Visa - $50 Bonus Cash Back Application

  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months * 0% - 12 Months * 12.99%-22.99% Variable* $0* Good Credit*
Chase Sapphire(SM)

Chase Sapphire(SM) Offer
Chase Sapphire(SM) Application

  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 12.24% Variable* $0* Excellent Credit*
Discover® More Card

Discover® More Card Offer
Discover® More Card Application

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 15 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Offer
Chase Sapphire Preferred Card Application

  • Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards
  • 7% annual points dividend - earn bonus points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 24/7 Dedicated expert service advisors (No voice recording)
  • No Annual Fee for your first year - An $85 value
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 12.24% Variable* See Terms* Excellent Credit*
Discover® More Card - $75 Cashback Bonus

Discover® More Card - $75 Cashback Bonus Offer
Discover® More Card - $75 Cashback Bonus Application

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 12 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card Offer
Capital One® Platinum Prestige Credit Card Application

  • 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
  • 0% intro APR until August 2011 on purchases
  • Transfer your higher-rate balances
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Travel accident insurance
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until August 2011* 0% - Until August 2011* 11.9% (V)* $0* Excellent Credit*
Discover® More Card- Black

Discover® More Card- Black Offer
Discover® More Card- Black Application

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 9 Months* 0% - 12 Months* 11.99% - 20.99% (Variable)* $0* Excellent Credit*
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Offer
Citi® Platinum Select® MasterCard® Application

  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months * 0% - 18 Months * 11.99% - 19.99% (Variable)* $0* Excellent Credit*
Discover® MotivaCard

Discover® MotivaCard Offer
Discover® MotivaCard Application

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
3.99% - 12 Months* 3.99% - 15 Months* 11.99% - 20.99% (Variable)* $0* Good Credit*
Miles by Discover® Card

Miles by Discover® Card Offer
Miles by Discover® Card Application

  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 10.99% - 16.99% (Variable)* $0* Good Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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