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Low Interest Credit Cards >> Daily Rankings

A low interest credit card is one that charges a low annual percentage rate (APR) on an accrued balance. For instance, if your Visa card charges an APR of 10%, then carrying a $1,000 balance from month to month would cost you about $100 in interest over the course of a year. See below for today's top low interest credit card offers, along with links to each card's secure online application. These cards feature either a low fixed rate APR or a low introductory APR.
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Offer
Citi® Diamond Preferred® Card Application
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 18 Months And Purchases** 0.00* - 18** 11.99%-21.99%* (Variable)* $0** Excellent Credit*
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Offer
Citi® Platinum Select® MasterCard® Application
  • 0% Intro APR on balance transfers and purchases for 21 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 21 Months And Purchases** 0%* - 21 Months* 11.99%-21.99%* (Variable)* $0** Excellent Credit*
Discover® Motiva Card

Discover® Motiva Card Offer
Discover® Motiva Card Application
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 15 Full Months And Purchases** 3.99%* - 15** 10.99% - 20.99% (Variable)** $0** Good Credit*
Escape by Discover® Card

Escape by Discover® Card Offer
Escape by Discover® Card Application
  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 6 Months And Balance Transfers** 0.00%* - 6** 10.99%-16.99% (Variable)** $60** Good Credit*
Discover® More® Card

Discover® More® Card Offer
Discover® More® Card Application
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 15 Months & Balance Transfers** 0.00* - 15** 10.99% - 20.99% (Variable)** $0** Good Credit*
Miles by Discover® Card

Miles by Discover® Card Offer
Miles by Discover® Card Application
  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 6 Months & Balance Transfers** 0.00* - 6** 10.99%-16.99% (Variable)** $0** Good Credit*
Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card Offer
Capital One® Platinum Prestige Credit Card Application
  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% Intro APR And Balance Transfers* - Until May 2013** 0.00* - N/A** 10.9% - 18.9% (V)** $0** Excellent Credit*
Discover® Open Road Card

Discover® Open Road Card Offer
Discover® Open Road Card Application
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 12 Months & Balance Transfers** 0.00* - 12** 10.99% - 20.99% (Variable)** $0** Good Credit*
Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards Offer
Orchard Bank Classic MasterCards Application
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 14.90% - 19.90%* $0 - $59 the first year, $35 - $59 per year thereafter* Bad / No Credit*
Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer Offer
Discover® More Card - 18 Month Promotional Balance Transfer Application
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 6 Months** 0%* - 18 Months** 10.99% - 20.99% (V)** $0* Excellent Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers