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Instant Approval Credit Cards >>  Daily Rankings

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Many credit card offers on the market today feature instant approval, meaning that applicants receive an online response immediately after completing the card's online application. In many cases, online applications take just a few minutes to complete and applicants can receive an approval response just seconds later. See below for today's top instant approval credit card offers, along with links to each card's secure online application. 

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First PREMIER® Bank Gold MasterCard®

First PREMIER® Bank Gold MasterCard®
First PREMIER® Bank Gold MasterCard® Application

  • Designed for people with less than perfect credit *
  • All applications welcome *
  • Low APR on purchases *
  • Instant approval is not guaranteed for this product, however, an instant response will be provided within 60 seconds*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

American DreamCard™ MasterCard® (HSBC)

American DreamCard™ MasterCard® (HSBC)
American DreamCard™ MasterCard® (HSBC) Application

  • The first and only "POOLED REWARDS™" credit card *
  • You don't need to be a big spender to win big with this credit card *
  • The American DreamCard is the credit card program that can make people rich *
  • Large monthly cash jackpots *
  • Earn entries from everyday shopping*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* $0* Average Credit*

Discover® More(SM) Card

Discover® More(SM) Card
Discover® More(SM) Card Application

  • Earn more cash in more ways than anyone else(SM) *
  • Unlimited cash rewards, automatically *
  • Up to 20% Cashback Bonus® when you shop online *
  • Double rewards with more than 100 Cashback Bonus Partners *
  • Customer Service in less than a minute, anytime you want*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 11.99%* $0* Good Credit*

AccountNow Prepaid Visa® Card

AccountNow Prepaid Visa® Card
AccountNow Prepaid Visa® Card Application

  • 100% guaranteed approval *
  • Free credit builder, bill pay, and $0 activation fee with direct deposit *
  • New! Now with the iAdvance(SM) loan option *
  • This is a debit-card, not a credit card*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

AccountNow™ Prepaid MasterCard®

AccountNow™ Prepaid MasterCard®
AccountNow™ Prepaid MasterCard® Application

  • 100% guaranteed approval *
  • New! Now with the iAdvance(SM) loan option *
  • Free credit builder, bill pay, and $0 activation fee with direct deposit *
  • This is a debit-card, not a credit card*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Website* No Credit Check*

Discover® More(SM) Card - Monogram

Discover® More(SM) Card - Monogram
Discover® More(SM) Card - Monogram Application

  • Earn more cash in more ways than anyone else(SM) *
  • Unlimited cash rewards, automatically *
  • Up to 20% Cashback Bonus® when you shop online *
  • Double rewards with more than 100 Cashback Bonus Partners *
  • Customer Service in less than a minute, anytime you want*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* 0% - 6 Months* 11.99%* $0* Excellent Credit*

Centennial® MasterCard®

Centennial® MasterCard®
Centennial® MasterCard® Application

  • A card for those with less than perfect credit *
  • Choose from a MasterCard® or Visa *
  • All applications welcome *
  • Instant approval is not guaranteed for this product, however, an instant response will be provided within 60 seconds*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear
Discover® More(SM) Card - Clear Application

  • Earn more cash in more ways than anyone else(SM) *
  • Unlimited cash rewards, automatically *
  • Up to 20% Cashback Bonus® when you shop online *
  • Double rewards with more than 100 Cashback Bonus Partners *
  • Customer Service in less than a minute, anytime you want*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* 0% - 6 Months* 11.99%* $0* Good Credit*

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card
American Express® Preferred Rewards Gold Card Application

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card! *
  • No Pre-Set Spending Limit *
  • No annual fee for the first year - $125 Thereafter *
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards. *
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $125* Excellent Credit*

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express Application

  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel *
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates *
  • No annual fee for the first year and $45 thereafter *
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines *
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
2.90% - 6 Months* 2.90% - 6 Months* 13.24%* $45* Excellent Credit*

 
 
 

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* See the details presented on the card issuer's website for complete and up-to-date terms for each offer.

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