Instant Approval Credit Card Offers

Most of the credit card offers listed on the Credit Card 321™ website feature instant approval, meaning that the applicant will receive an online response immediately after completing the card's online application. In most cases, online applications take about 2 to 3 minutes to complete, and applicants should receive a response as to whether an application has been approved just seconds later. Below are today's top-rated instant approval offers – along with links to their online applications.

1

• Receive $50 after you make your first purchase *
• 3% cash back in your top 3 everyday spending categories *
• 1% cash back on every $1 you spend on all other purchases *
• No annual fee *
• Click here for details and application.  
   

2

• Excellent credit required *
• 0% intro APR *
• Save at the pump and everywhere else *
• 5% Cashback Bonus® on gas and auto maintenance purchases*
• Click here for details and application.  
   

3

• 0% APR on purchases and balance transfers for up to 12 months *
• As low as 11.24% APR thereafter *
• No annual fee *
• Earn points for free flights, hotel stays, and more *
• Click here for details and application.  
   

4

• Excellent credit required *
• 0% APR on purchases for up to 15 months *
• 4.99% fixed APR for life of balance transfer *
• Earn points redeemable for travel, merchandise, and more *
• Click here for details and application.  
   

5

• Excellent credit required *
• 0% intro APR *
• 5% Cashback Bonus® in categories like travel, home, restaurants *
• 5% to 20% Cashback Bonus® at top online retailers *
• Click here for details and application.  
   

6

• 0% fixed APR for up to 12 months *
• 1 point for every $1 in purchases. Redeem for checks or gift cards *
• 1,000 bonus points with your first purchase *
• No annual fee *
• Click here for details and application.  
   

7

• Businesses only *
• 0% APR on balance transfers for 15 months *
• 7.99% variable APR on purchases *
• Choice of 5% cash back or travel rewards *
• Click here for details and application.  
   

8

• Excellent credit required *
• Book any travel through any airline, travel agent or online travel site*
• Double Miles on restaurant and travel purchases, up to $3000 a year *
• 1 mile for every $1 you spend on all your other purchases *
• Click here for details and application.  
   

9

• Bad credit OK *
• Periodic credit limit increases *
• Great credit card to strengthen your credit *
• Reports to 3 credit bureaus, which can help improve your credit score*
• Click here for details and application.  
   

10

• No credit OK *
• Approval decision in less than 60 seconds *
• GOLD card prestige *
• Monthly reporting to 4 major credit bureaus *
• Click here for details and application.