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Instant Approval Credit Cards >> Daily Rankings

Many credit card offers on the market today feature instant approval, meaning that applicants receive an online response immediately after completing the card's online application. In many cases, online applications take just a few minutes to complete and applicants can receive an approval response just seconds later. See below for today's top instant approval credit card offers, along with links to each card's secure online application.

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Starwood Preferred Guest(R) Credit Card from American Express

Starwood Preferred Guest(R) Credit Card from American Express Offer
Starwood Preferred Guest(R) Credit Card from American Express Application

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 15.24%* See Terms* Excellent Credit*
Blue Sky from American Express(R)

Blue Sky from American Express(R) Offer
Blue Sky from American Express(R) Application

  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 17.24%-21.24% Variable* No Annual Fee* Excellent Credit*
American Express(R) Gold Card

American Express(R) Gold Card Offer
American Express(R) Gold Card Application

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $125 Annual Fee* Excellent Credit*
Blue Cash(R) from American Express

Blue Cash(R) from American Express Offer
Blue Cash(R) from American Express Application

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 17.24%-21.24% Variable* No Annual Fee* Excellent Credit*
AccountNow Prepaid Visa® Card

AccountNow Prepaid Visa® Card Offer
AccountNow Prepaid Visa® Card Application

  • Free credit builder, bill pay, and $0 activation fee with direct deposit
  • New! Now with the iAdvance(SM) loan option
  • This is a debit-card, not a credit card
  • 100% guaranteed approval
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*
TrueEarnings(R) Card from Costco and American Express

TrueEarnings(R) Card from Costco and American Express Offer
TrueEarnings(R) Card from Costco and American Express Application

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 15.24%* See Terms* Excellent Credit*
The Platinum Card(R) from American Express

The Platinum Card(R) from American Express Offer
The Platinum Card(R) from American Express Application

  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $450 Annual Fee* Excellent Credit*
Platinum Delta SkyMiles(R) Credit Card from American Express

Platinum Delta SkyMiles(R) Credit Card from American Express Offer
Platinum Delta SkyMiles(R) Credit Card from American Express Application

  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 14.50%* $150 Per Year* Excellent Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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