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Instant Approval Credit Cards >>  Daily Rankings

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Many credit card offers on the market today feature instant approval, meaning that applicants receive an online response immediately after completing the card's online application. In many cases, online applications take just a few minutes to complete and applicants can receive an approval response just seconds later. See below for today's top instant approval credit card offers, along with links to each card's secure online application. 

 Select Your Credit Rating »   Excellent Credit  |  Good Credit  |  Average Credit  |  Bad Credit  |  No Credit

Centennial® Credit Card

Centennial® Credit Card Offer
Centennial® Credit Card Application

  • Credit not-so-good? Not to worry with this credit card
  • Monthly reporting to major Consumer Reporting Agencies
  • Reasonable credit limit can help you spend smarter
  • Instant approval is not guaranteed for this product, however, an instant response will be provided within 60 seconds
  • The online application is safe, secure, and simple
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

AccountNow™ Prepaid MasterCard®

AccountNow™ Prepaid MasterCard® Offer
AccountNow™ Prepaid MasterCard® Application

Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

Blue Cash® from American Express - Excellent Credit

Blue Cash® from American Express - Excellent Credit Offer
Blue Cash® from American Express - Excellent Credit Application

Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* N/A* 17.24%* $0* Excellent Credit*

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card Offer
American Express® Preferred Rewards Gold Card Application

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
  • Express Approval. Get a decision in less than 60 seconds
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $125* Excellent Credit*

AccountNow Prepaid Visa® Card

AccountNow Prepaid Visa® Card Offer
AccountNow Prepaid Visa® Card Application

Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express Offer
TrueEarnings® Card from Costco and American Express Application

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No limit on the cash back earned
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* N/A* 15.24%* $0* Excellent Credit*

Blue from American Express® - Excellent Credit

Blue from American Express® - Excellent Credit Offer
Blue from American Express® - Excellent Credit Application

  • 0% APR on purchases for 6 months
  • Membership Rewards Express® program
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • Express approval - get a decision in less than 60 seconds
  • No annual fee
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* N/A* 15.24%* $0* Excellent Credit*

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Offer
Starwood Preferred Guest® Credit Card from American Express Application

  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* See Terms* 15.24%* See Terms* Excellent Credit*

Blue Sky from American Express®

Blue Sky from American Express® Offer
Blue Sky from American Express® Application

  • 0% Intro APR for up to 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* N/A* 17.24%* $0* Excellent Credit*

Platinum Card® from American Express

Platinum Card® from American Express Offer
Platinum Card® from American Express Application

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program® -- exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events -- access to exclusive, once-in-a-lifetime events
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $450* Excellent Credit*

 
 

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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