Fixed-Rate Credit Card Offers

With interest rates now on the rise, consumers are moving toward fixed rate credit cards in order to lock in low interest rates for purchases and balance transfers.  Below you will find the best fixed rate credit card offers currently on the market as compiled by the Credit Card 321™ staff. If you do not find the offer you are looking for below, be sure to use the "Find a Card" menu to the left to browse other offers.

1

• 0% fixed APR for up to 12 months *
• 1 point for every $1 in purchases. Redeem for checks or gift cards *
• 1,000 bonus points with your first purchase *
• No annual fee *
• Click here for details and application.  
   

2

• 0% intro APR *
• Save at the pump and everywhere else *
• 5% Cashback Bonus® on gas and auto maintenance purchases*
• 5% to 20% Cashback Bonus® at top online retailers *
• Click here for details and application.  
   

3

• 0% APR on purchases and balance transfers for up to 12 months *
• As low as 11.24% APR thereafter *
• No annual fee *
• Earn points for free flights, hotel stays, and more *
• Click here for details and application.  
   

4

• Excellent credit required *
• 0% APR on purchases for up to 15 months *
• 4.99% fixed APR for life of balance transfer *
• No annual fee *
• Click here for details and application.  
   

5

• 0% intro APR *
• 5% Cashback Bonus® in categories like travel, home, restaurants *
• 5% to 20% Cashback Bonus® at top online retailers *
• Unlimited cash rewards *
• Click here for details and application.  
   

6

• 6% rebate on all gas purchases at any gas station for first 90 days *
• 3% rebate on all gas purchases at any gas station after 90 days *
• 1% rebate on all other purchases *
• 0% APR on purchases and balance transfers for up to 6 months *
• Click here for details and application.  
   

7

• Businesses only. Excellent credit required *
• 0% APR on balance transfers for 15 months *
• 7.99% fixed APR thereafter *
• 5% cash back or travel rewards - No Annual Fee *
• Click here for details and application.  
   

8

• Book any travel through any airline, travel agent or online travel site*
• Double Miles on restaurant and travel purchases, up to $3000 a year *
• 1 mile for every $1 you spend on all your other purchases *
• No annual fee *
• Click here for details and application.  
   

9

• No credit OK *
• Low APR on purchases *
• Get an instant approval decision *
• Over 3 million credit card holders *
• Click here for details and application.  
   

10

• Bad credit OK *
• Approval decision in less than 60 seconds *
• Low APR on purchases *
• GOLD card prestige *
• Click here for details and application.