Credit Cards for Excellent Credit >> Daily Rankings |  | An "excellent credit" rating, which is generally a credit score of 720 or above, indicates that you always pay your credit card and/or loan payments on time and your debt-to-income ratio is negligible. See below for today's top credit card offers available to those with an excellent credit rating, along with links to each card's secure online application. | | | | | Consumer Credit Cards | Student Credit Cards |
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Chase Freedom(SM)
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- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - Up to 6 Months* |
0% - Up to 12 Months* |
As Low As 12.99% Variable* |
$0* |
Good Credit* |
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Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - Until February 2011* |
N/A* |
14.90% (V)* |
$0* |
Excellent Credit* |
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Capital One® VentureOne(SM) Rewards Credit Card - Excellent Credit
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- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - Until February 2011* |
N/A* |
13.90% (V)* |
$0* |
Excellent Credit* |
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Citi® Platinum Select® Card
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - Up to 15 Months* |
0% - Up to 15 Months* |
As Low As 11.99% (Variable)* |
$0* |
Good Credit* |
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Capital One® Venture(SM) Rewards Credit Card - Excellent Credit
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- 2 miles per dollar on every purchase, every day
- 10,000 bonus miles when you spend $1,000 in your first 3 months
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- Exclusive award-winning customer service
- Visa Signature® benefits like complimentary concierge and travel upgrades
- First year's annual fee is on us
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
13.90% (V)* |
$59* |
Excellent Credit* |
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Discover® More(SM) Card
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- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - 6 Months* |
0% - 12 Months* |
As Low as 11.99%* |
$0* |
Good Credit* |
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Chase Sapphire(SM)
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- Earn $100 in rewards - that's 10,000 bonus points after your first purchase
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
As Low As 12.24% Variable* |
$0* |
Excellent Credit* |
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Discover® More(SM) Card - Monogram
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- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - 6 Months* |
0% - Up to 6 Months* |
As Low as 11.99%* |
$0* |
Excellent Credit* |
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Discover® More® Card - $50 Cashback Bonus®
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- 0% APR on balance transfers for a full 12 months
- 0% APR on purchases for a full 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No annual fee
- Instant response within 60 seconds
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| 0% - 6 Months* |
0% - 12 Months* |
As Low as 11.99%* |
$0* |
Good Credit* |
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