Discover® Credit Cards

Discover it® Card
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Intro - Purchases | 0%-14 mths* |
|---|---|
| Intro - Balance Transfer | 0%-14 mths* |
| Regular APR | 10.99 - 22.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Excellent Credit * |

Discover it® Card - 18 Month Promotional Balance Transfer
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
| Intro - Purchases | 0%-6 mths* |
|---|---|
| Intro - Balance Transfer | 0%-18 mths* |
| Regular APR | 10.99 - 22.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Excellent Credit * |
Discover it® for Students with $20 Cashback Bonus
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible...Choose your own due date and pay up to midnight ET online or by phone.
- Human...talk to a real person any time with 100% U.S.-based service.
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%. *Click apply for Terms & Conditions.
| Intro - Purchases | N/A* |
|---|---|
| Intro - Balance Transfer | See Terms* |
| Regular APR | 12.99%-18.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Fair Credit * |
Discover it® for Students
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%. *Click apply for Terms & Conditions.
| Intro - Purchases | 0%-6 mths* |
|---|---|
| Intro - Balance Transfer | See Terms* |
| Regular APR | 12.99%- 18.99 (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Fair Credit * |
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