Credit Cards for Limited / No Credit

A "limited credit" rating indicates that you have had very little credit in your name and lack the established credit history required for approval by many credit card issuers. Similarly, a credit rating of "no credit" indicates that you have never had a credit card or loan reported on your credit history, thus limiting your options for obtaining your first credit card. See below for today's top credit card and prepaid credit card offers available to those with limited/no credit, along with links to each card's secure online application.

Advertiser Disclosure
Fingerhut® Credit Account
  • Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC787
  • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
$0
Credit Needed
Fair / Bad Credit *
OpenSky® Secured Visa® Credit Card
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes
  • Extra credit when you need it, increase your credit line up to $5000 at any time*
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
17.64% (Variable)
Annual Fee
$35
Credit Needed
No Credit Check *
Horizon Gold Credit Card
  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
0.00%
Annual Fee
N/A
Credit Needed
Bad Credit *

Related Offers

100DayLoans
  • You can qualify for up to $1,000!*
  • Get approved for a loan regardless of your credit score or credit history!
  • Applications approved in as little as 90 seconds!
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!