An "excellent credit" rating, which is generally a credit score of 720 or above, indicates that you always pay your credit card and/or loan payments on time and your debt-to-income ratio is negligible. See below for today's top credit card offers available to those with an excellent credit rating, along with links to each card's secure online application.
Discover it® Card
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card
Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
0% - 12 billing cycles for balance transfers made in the first 60 days*
11.99% - 21.99% Variable for purchases and balance transfers*
$0*
Excellent Credit
*
American Express® Premier Rewards Gold Card
Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
$0 introductory annual fee for the first year, then $175
Introductory annual fee of $0 for the first year, then $175*
Excellent Credit
*
Discover it® Card - 18 Month Promotional Balance Transfer
The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases.
Earn flexible travel points good for everything from flights to baggage fees
Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar
No limit to the total number of points you can earn and points don't expire
No annual fee
Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
No foreign transaction fees
Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.
14.99%-22.99% Variable for purchases and balance transfers*
$0*
Excellent Credit
*
Related Offers
Springleaf Financial Loans
Loans from $1,000 - $25,000 or more
Lower Interest rates
Loans for ANY Reason
Loans to meet your needs & fit your budget
1,100 branch locations for your convenience
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
