Credit Cards for Excellent Credit

An "excellent credit" rating, which is generally a credit score of 720 or above, indicates that you always pay your credit card and/or loan payments on time and your debt-to-income ratio is negligible. See below for today's top credit card offers available to those with an excellent credit rating, along with links to each card's secure online application.
Advertiser Disclosure
Barclaycard Ring™ Mastercard®
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Intro - Purchases
0% for 15 months
Intro - Balance Transfer
0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR
13.49% Variable
Annual Fee
$0
Credit Needed
Excellent Credit *

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