Citi® Credit Cards

Citi® credit cards are popular amongst consumers and students with good to excellent credit. Their current credit card offers are especially reputable for their low APRs and quality customer service. See below for today's top credit card offers from Citi®, along with links to each card's secure online application.
Topcard
Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 12.99% - 21.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-18 mths*
Intro - Balance Transfer 0%-18 mths*
Regular APR 12.99% - 21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Additional
Citi® Diamond Preferred® Card
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-18 mths*
Intro - Balance Transfer 0%-18 mths*
Regular APR 11.99%-21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 mths* 0%-12 mths* 12.99%-22.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-12 mths*
Intro - Balance Transfer 0%-12 mths*
Regular APR 12.99%-22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 12.99% - 21.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-18 mths*
Intro - Balance Transfer 0%-18 mths*
Regular APR 12.99% - 21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Citi ThankYou® Card
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 mths* 0%-15 mths* 12.99%-22.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-15 mths*
Intro - Balance Transfer 0%-15 mths*
Regular APR 12.99%-22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
CitiBusiness®/ AAdvantage® World MasterCard®
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • First eligible checked bag free for you and up to 4 traveling companions*
  • Priority Boarding with Group 1 privileges*
  • Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
  • 25% Savings on eligible in-flight purchases
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 15.24% (Variable)* $95, waived for the first 12 months* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 15.24% (Variable)*
Annual Fee $95, waived for the first 12 months*
Credit Needed Excellent Credit *
CitiBusiness ThankYou℠ Card
  • Designed for businesses with an established credit history
  • Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
  • Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
  • No limit to the amount of points you can earn on purchases and points don't expire
  • No Annual Fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* N/A* 13.24% (Variable)* N/A* Excellent Credit *
Intro - Purchases 0%-6 mths*
Intro - Balance Transfer N/A*
Regular APR 13.24% (Variable)*
Annual Fee N/A*
Credit Needed Excellent Credit *
Citi® Platinum Select® / AAdvantage® World MasterCard®
  • For a limited time, Earn 40,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage(R) miles each calendar year*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 15.24% (Variable)* $95, waived for first 12 months* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 15.24% (Variable)*
Annual Fee $95, waived for first 12 months*
Credit Needed Excellent Credit *
Citi® Hilton HHonors™ Visa Signature® Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 14.24% 16.24% (Variable)* None* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 14.24% 16.24% (Variable)*
Annual Fee None*
Credit Needed Excellent Credit *
Citi® Hilton HHonors™ Reserve Card
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 15.24% (Variable)* $95* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 15.24% (Variable)*
Annual Fee $95*
Credit Needed Excellent Credit *

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