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Credit Card 321

  THE CONSUMER'S GUIDE TO CREDIT CARD OFFERS

 

Balance Transfer Credit Card

Balance Transfer Credit Card Offers

A balance transfer credit card allows cardholders to transfer a balance from an existing credit card – often interest-free for a special introductory period. For example, if you have a $10,000 balance on a card which charges you a 15% APR, you would save $1,500 a year by to transferring that balance to a card featuring a 0% APR balance transfer. Below you will find the best balance transfer card offers currently on the market as reviewed and ranked by our staff.

1

  Advanta Platinum BusinessCard with Rewards
 

Business Credit Card
Business Credit Card

Intro APR Intro Period Regular APR Rewards Credit Needed
 0% Transfer*  15 months* 7.99%* Cash Back or Travel* Excellent Credit*

2

  Citi® Platinum Select® Card
 

Credit Card Offers
Credit Card Applications

  • 0% APR on purchases and balance transfers for up to 12 months *
  • No annual fee *
  • Citi® Identity Theft Solutions *
  • Balance transfer fee applies with this offer - see site for details *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards  Credit Needed    
0%* Up to 12 months* As low as 8.49%* None* Good Credit*

3

  Chase Platinum Visa® Card
 

Credit Card Offers
Credit Card Applications

  • 0% APR on purchases and balance transfers for up to 12 months *
  • As low as 11.24% APR thereafter *
  • No annual fee *
  • Earn points for free flights, hotel stays, and more *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
0%* 12 months* 11.24%* Travel* Good Credit*

4

  GM Flexible Earnings Card
 

Credit Card
Apply for Credit Card

  • 0% introductory APR for 12 months (on balance transfers) *
  • A full 1% cash back option *
  • A full 1% earnings toward any other vehicle *
  • Triple your earnings to 3% toward an eligible, new GM vehicle*
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
0% Transfer* 12 months* 14.24%* GM Savings* Good Credit*

5

  Discover® Open Road (SM) Card
 

Credit Card Offers
Credit Card Applications

Intro APR Intro Period Regular APR Rewards Credit Needed
0%* 6 Mo - Purchases*
12 Mo - Transfers*
10.99%* Gas Rebate* Excellent Credit*

6

  Blue from American Express® (SM)
 

Balance Transfer Credit Card
Credit Card Balance Transfer

Intro APR Intro Period Regular APR Rewards Credit Needed
0%* 15 months* 10.24%* Travel, Merchandise* Excellent Credit*

7

  Discover® More (SM) Card
 

Discover Credit Card
Discover Credit Card

  • Excellent credit required *
  • 0% intro APR *
  • 5% Cashback Bonus® in categories like travel, home, restaurants *
  • 5% to 20% Cashback Bonus® at top online retailers *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
0%* 6 Mo - Purchases*
12 Mo - Transfers*
10.99%* Cash Back* Excellent Credit*

8

  Capital One Business Platinum with No Hassle Miles (SM)
 

Credit Card
Apply for Credit Card

  • Businesses only *
  • Earn miles and get a low introductory purchase rate, too *
  • 0% APR on purchases until July 2009 *
  • 1 mile per dollar spent on purchases *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
 0%*  Until July 2009* Low as 9.99%* Travel* Fair Credit*

9

  Bank of America WorldPoints(TM) Platinum Plus MasterCard®
 

Air Miles Credit Card
Air Miles Credit Card

  • Earn 1 point for every dollar you spend in net retail purchases *
  • Points are redeemable for travel with no blackout dates, or cash, etc *
  • 0% intro APR on balance transfers and cash advance checks for your first 12 billing cycles *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
0% Transfer* 12 months* 9.99%* Travel, Cash* Good Credit*

10

  Capital One® No Hassle Cash (SM) Rewards
 

Capital One
Bad Credit Credit Card

  • 25% annual bonus on the cash you earn *
  • 1% cash back on every purchase *
  • No limit on cash back and rewards won't expire for the life of account*
  • Redeem cash whenever you want *
  • Click here for details and application.  
     
Intro APR Intro Period Regular APR Rewards Credit Needed
0%* Until Dec 2008*16.9%* Cash Back* Average/Limited*
 


* Please see the information presented on the credit card issuers' websites for complete and up-to-date terms for all credit card offers 

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