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Credit Cards for Bad Credit  >>  Daily Rankings

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A "bad credit" rating is typically a credit score below 620 and indicates that you have paid late multiple times or defaulted on credit card or loan balances. More than a dozen credit cards on the market today are geared toward applicants with a bad credit history. Many of these cards feature monthly reporting to the major credit reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit cards for those with bad credit, along with links to each card's secure online application.

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First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card Application
  • Low fixed APR *
  • Your account history reports monthly to the major Consumer Reporting Agencies *
  • Convenient account access by phone available 24/7 *
  • Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

First PREMIER® Bank Platinum Credit Card

First PREMIER® Bank Platinum Credit Card
First PREMIER® Bank Platinum Credit Card Application
  • All applications welcome *
  • Instant credit response *
  • Monthly reporting to the major Consumer Reporting Agencies *
  • Find out your response in 1 minute *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

AccountNow™ Prepaid MasterCard®

AccountNow™ Prepaid MasterCard®
AccountNow™ Prepaid MasterCard® Application
  • 100% guaranteed approval *
  • New! Now with the iAdvance(SM) loan option *
  • Free credit builder, bill pay, and $0 activation fee with direct deposit *
  • This is a debit-card, not a credit card*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

Aventium® Credit Card

Aventium® Credit Card
Aventium® Credit Card Application
  • An attractive fixed APR *
  • Reports monthly to the major Consumer Reporting Agencies *
  • Access your account by phone any time, day or night *
  • There is no universal default on your Aventium card*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

AccountNow Prepaid Visa® Card

AccountNow Prepaid Visa® Card
AccountNow Prepaid Visa® Card Application
  • 100% guaranteed approval *
  • Free credit builder, bill pay, and $0 activation fee with direct deposit *
  • New! Now with the iAdvance(SM) loan option *
  • This is a debit-card, not a credit card*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa® RushCard
Baby Phat Prepaid Visa® RushCard Application
  • Show your style with the BabyPhat RushCard *
  • Guaranteed approval *
  • No Credit Check *
  • Free Direct Deposit *
  • No Overdraft Fees/ No Check Fees/ No Interest Fees *
  • Free Credit Builder *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* N/A* No Credit Check*

First PREMIER® Bank Black Platinum Credit Card

First PREMIER® Bank Black Platinum Credit Card
First PREMIER® Bank Black Platinum Credit Card Application
  • Application responses in less than 60 seconds *
  • Low APR on purchases *
  • All applications welcome *
  • A card for those with less than perfect credit *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Centennial® Gold Credit Card

Centennial® Gold Credit Card
Centennial® Gold Credit Card Application
  • Know your application response in 60 seconds *
  • Enjoy a low, fixed APR *
  • Reports monthly to the major Consumer Reporting Agencies *
  • Access your account 24 hours a day by phone*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Orchard Bank Classic MasterCard®

Orchard Bank Classic MasterCard®
Orchard Bank Classic MasterCard® Application
  • Acceptance at millions of locations worldwide, including website purchases and reservations *
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way *
  • Email and text messages to remind you of your upcoming payment due date with online enrollment *
  • On-call customer service representatives to assist you with questions or concerns*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* $39 - $79* Bad Credit*

First PREMIER® Bank Credit Card

First PREMIER® Bank Credit Card
First PREMIER® Bank Credit Card Application
  • Apply for a Visa® or MasterCard® card with a low fixed APR *
  • After 6 months, request a credit limit increase *
  • First PREMIER Bank reports monthly to the major Consumer Reporting Agencies *
  • The application process is quick and simple *
  • Access your account by phone 24 hours a day*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

 
 
 

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* See the details presented on the card issuer's website for complete and up-to-date terms for each offer.

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