Credit Cards for Bad Credit >> Daily Rankings |  | A "bad credit" rating is typically a credit score below 620 and indicates that you have paid late multiple times or defaulted on credit card or loan balances. More than a dozen credit cards on the market today are geared toward applicants with a bad credit history. Many of these cards feature monthly reporting to the major credit reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit cards for those with bad credit, along with links to each card's secure online application. | | | | |
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First PREMIER® Bank Gold Credit Card
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- Low fixed APR
*
- Your account history reports monthly to the major Consumer Reporting Agencies
*
- Convenient account access by phone available 24/7
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- Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow™ Prepaid MasterCard®
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- 100% guaranteed approval
*
- New! Now with the iAdvance(SM) loan option
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- Free credit builder, bill pay, and $0 activation fee with direct deposit
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- This is a debit-card, not a credit card*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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Aventium® Credit Card
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- An attractive fixed APR
*
- Reports monthly to the major Consumer Reporting Agencies
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- Access your account by phone any time, day or night
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- There is no universal default on your Aventium card*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow Prepaid Visa® Card
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- 100% guaranteed approval
*
- Free credit builder, bill pay, and $0 activation fee with direct deposit
*
- New! Now with the iAdvance(SM) loan option
*
- This is a debit-card, not a credit card*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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Baby Phat Prepaid Visa® RushCard
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- Show your style with the BabyPhat RushCard
*
- Guaranteed approval
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- No Credit Check
*
- Free Direct Deposit
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- No Overdraft Fees/ No Check Fees/ No Interest Fees
*
- Free Credit Builder *
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
No Credit Check* |
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Centennial® Gold Credit Card
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- Know your application response in 60 seconds
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- Enjoy a low, fixed APR
*
- Reports monthly to the major Consumer Reporting Agencies
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- Access your account 24 hours a day by phone*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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Orchard Bank Classic MasterCard®
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- Acceptance at millions of locations worldwide, including website purchases and reservations
*
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
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- Email and text messages to remind you of your upcoming payment due date with online enrollment
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- On-call customer service representatives to assist you with questions or concerns*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
$39 - $79* |
Bad Credit* |
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First PREMIER® Bank Credit Card
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- Apply for a Visa® or MasterCard® card with a low fixed APR
*
- After 6 months, request a credit limit increase
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- First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
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- The application process is quick and simple
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- Access your account by phone 24 hours a day*
- See details, terms, and application.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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