A "bad
credit" rating is typically a credit score below
620 and indicates that you have paid late multiple times
or defaulted on credit card or loan balances. More than
a dozen credit cards on the market today are geared
toward applicants with a bad credit history. Many of
these cards feature monthly reporting to major credit
bureaus, which enables the cardholder to have their
payment history added to his or her credit profile. See
below for today's top credit cards for those with bad
credit, along with links to each card's secure online
application. |
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First PREMIER® Bank Gold MasterCard®
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- Designed for people with less than perfect credit
*
- All applications welcome
*
- Access to online credit education
*
- Low APR on purchases
*
- Know your results within 60 seconds*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow Prepaid Visa® Card
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- 100% guaranteed approval
*
- Free credit builder, bill pay, and $0 activation fee with direct deposit
*
- New! Now with the iAdvance(SM) loan option
*
- This is a debit-card, not a credit card*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Website* |
No Credit Check* |
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Aventium(SM) Gold MasterCard®
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- This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits
*
- Reports monthly to 4 major credit bureaus
*
- All credit types welcome to apply
*
- Low APR on purchases
*
- Application responses in less than 60 seconds *
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow™ Prepaid MasterCard®
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|
- 100% guaranteed approval
*
- New! Now with the iAdvance(SM) loan option
*
- Free credit builder, bill pay, and $0 activation fee with direct deposit
*
- This is a debit-card, not a credit card*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Website* |
No Credit Check* |
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MyCreditCardFinder.com
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- Submit 1 form, get up to 10 offers in seconds
*
- Free, no obligation
*
- Rewards cards for any credit history
*
- Bad credit or good credit, you'll receive a list of cards tailored to you *
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| Offers Vary* |
Offers Vary* |
Offers Vary* |
Offers Vary* |
Bad/No Credit* |
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Prepaid Visa® RushCard
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- Created by Russell Simmons to provide Financial Freedom and Respect
*
- NO monthly, NO annual fees and NO hidden fees
*
- Quick and easy. Everyone is eligible. NO credit check
*
- FREE direct deposit of pay, tax refund, and government benefits
*
- Access your money at over 850,000 ATMS*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
No Credit Check* |
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First PREMIER® Bank MasterCard®
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- Access to online credit education
*
- All applications welcome
*
- Enjoy the benefit of 24-hour phone account access
*
- Application responses in less than 60 seconds*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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