A "bad
credit" rating is typically a credit score below
620 and indicates that you have paid late multiple times
or defaulted on credit card or loan balances. More than
a dozen credit cards on the market today are geared
toward applicants with a bad credit history. Many of
these cards feature monthly reporting to the major credit
reporting agencies, which enables the cardholder to have their
payment history added to his or her credit profile. See
below for today's top credit cards for those with bad
credit, along with links to each card's secure online application. |
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First PREMIER® Bank Gold Credit Card
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- Low fixed APR
*
- Your account history reports monthly to the major Consumer Reporting Agencies
*
- Convenient account access by phone available 24/7
*
- Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow Prepaid Visa® Card
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- 100% guaranteed approval
*
- Free credit builder, bill pay, and $0 activation fee with direct deposit
*
- New! Now with the iAdvance(SM) loan option
*
- This is a debit-card, not a credit card*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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Aventium® Credit Card
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- An attractive fixed APR
*
- Reports monthly to the major Consumer Reporting Agencies
*
- Access your account by phone any time, day or night
*
- There is no universal default on your Aventium card*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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AccountNow™ Prepaid MasterCard®
|

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- 100% guaranteed approval
*
- New! Now with the iAdvance(SM) loan option
*
- Free credit builder, bill pay, and $0 activation fee with direct deposit
*
- This is a debit-card, not a credit card*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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Prepaid Visa® RushCard
|

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- Created by Russell Simmons to provide Financial Freedom & Respect
*
- Guaranteed approval
*
- No Credit Check
*
- Free Direct Deposit
*
- No Overdraft Fees/ No Check Fees/ No Interest Fees
*
- Free Credit Builder*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
No Credit Check* |
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Centennial® Credit Card
|

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- Offers a very attractive fixed APR
*
- Your account history reports monthly to the major Consumer Reporting Agencies
*
- 24-hour account access by phone
*
- Apply for a nationally recognized credit card
*
- The application process is safe, secure and fast*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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MyCreditCardFinder.com
|

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- Submit 1 form, get up to 10 offers in seconds
*
- Free, no obligation
*
- Rewards cards for any credit history
*
- Bad credit or good credit, you'll receive a list of cards tailored to you *
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| Offers Vary* |
Offers Vary* |
Offers Vary* |
Offers Vary* |
Bad/No Credit* |
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First PREMIER® Bank Credit Card
|

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- Apply for a Visa® or MasterCard® card with a low fixed APR
*
- After 6 months, request a credit limit increase
*
- First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
*
- The application process is quick and simple
*
- Access your account by phone 24 hours a day*
- See details, terms, and application.
|
| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Bad Credit* |
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