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Credit Cards for Bad Credit  >>  Daily Rankings

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A "bad credit" rating is typically a credit score below 620 and indicates that you have paid late multiple times or defaulted on credit card or loan balances. More than a dozen credit cards on the market today feature approval standards and other benefits geared toward applicants with a bad credit history. In addition to easy approval, these cards also feature monthly reporting to major credit bureaus, which enables the cardholder to have a positive payment history added to his or her credit profile. See below for today's top credit cards for those with bad credit, along with links to each card's secure online application.

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First PREMIER Bank Gold MasterCard®

First PREMIER Bank Gold MasterCard®
First PREMIER Bank Gold MasterCard® Application
  • Application responses in less than 60 seconds *
  • Low APR on purchases *
  • All applications accepted *
  • A card for those with less than perfect credit *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Orchard Bank Classic MasterCard®

Orchard Bank Classic MasterCard®
Orchard Bank Classic MasterCard® Application
  • 0% Introductory APR for 6 months on purchases and balance transfers, for qualified applicants *
  • Acceptance at millions of locations worldwide, including website purchases and reservations *
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way *
  • Email and text messages to remind you of your upcoming payment due date with online enrollment *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 7.90% - 15.99%* $0 - $79* Bad Credit*

First PREMIER Bank Platinum Card

First PREMIER Bank Platinum Card
First PREMIER Bank Platinum Card Application
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Orchard Bank Secured MasterCard®

Orchard Bank Secured MasterCard®
Orchard Bank Secured MasterCard® Application
  • Secured Card: Credit line is equal to amount you deposit *
  • Bad credit OK *
  • Free online 24-hour account access and bill pay *
  • Complete your application (including your security deposit) online *
  • Reports to 3 credit bureaus, which can help improve your credit score*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 7.9%* See Site* Bad Credit OK*

Centennial® MasterCard®

Centennial® MasterCard®
Centennial® MasterCard® Application
  • Choose from a MasterCard® or Visa *
  • All applications accepted *
  • Join over 3 million credit cardholders *
  • Free access to online Credit Monitoring for the first 30 days *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Continental Finance Gold MasterCard®

Continental Finance Gold MasterCard®
Continental Finance Gold MasterCard® Application
  • Bad credit OK *
  • As low as 9.75% APR *
  • Semi-annual credit limit increases *
  • No minimum monthly income requirements *
  • Get your application results in seconds*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 9.75%* See Site* N/A*

First PREMIER Bank Black Platinum

First PREMIER Bank Black Platinum
First PREMIER Bank Black Platinum Application
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* All Credit Types*

MyCreditCardFinder.com

MyCreditCardFinder.com
MyCreditCardFinder.com Application
  • Submit 1 form, get up to 10 offers in seconds *
  • Free, no obligation *
  • Rewards cards for any credit history *
  • Bad credit or good credit, you'll receive a list of cards tailored to you *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
Offers Vary* Offers Vary* Offers Vary* Offers Vary* Bad Credit/No Credit*

Tribute® Gold MasterCard® Credit Card

Tribute® Gold MasterCard® Credit Card
Tribute® Gold MasterCard® Credit Card Application
  • Bad credit OK *
  • Unsecured Gold MasterCard® credit card *
  • Reports to major credit bureaus *
  • MasterCard® cards accepted at over 25 million locations worldwide *
  • Quick online decision*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.5%* See Site* Bad Credit OK*

Centennial Gold MasterCard®

Centennial Gold MasterCard®
Centennial Gold MasterCard® Application
  • $50 credit limit increase by making your first 2 minimum payments *
  • Low APR on purchases *
  • Monthly reporting to 4 major credit bureaus *
  • Free access to online Credit Monitoring for the first 30 days *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

 
 
 

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* See the details presented on the bad credit credit cards websites for complete and up-to-date terms for each offer. 

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