Bad Credit OK Credit Cards and Prepaid Debit Cards

Credit cards and prepaid debit cards for "bad credit" feature approval standards geared toward helping consumers with an imperfect credit history obtain a line of credit. Many cards feature monthly reporting to the major consumer reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit card and prepaid debit card offers for people with bad credit, along with links to each card's secure online application.

Advertiser Disclosure
First PREMIER® Bank MasterCard® Credit Card
  • Must have checking account to qualify
  • Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges).
  • MasterCard's new chip technology makes an already secure card, even safer.
  • A Top 20 Issuer of MasterCard Credit Cards
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process! 
  • Application response in 30 seconds.
  • Pay no interest on purchases by paying your balance in full each month
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit). 
  • Trying to rebuild your credit history? It may be possible if you make on time payments to all your creditors and keep your account balances low relative to the credit limit.
Intro - Purchases
N/A*
Intro - Balance Transfer
N/A*
Regular APR
See Website*
Annual Fee
See Website*
Credit Needed
Bad / Fair Credit *
Credit One® Unsecured Visa® Card
  • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
  • Pick your payment due date to fit your schedule.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Bad Credit *
Fingerhut® Credit Account
  • Shop Great Brands at Fingerhut.com
  • Choose From Over 150,000 items
  • Budget Friendly Payments with Fingerhut Credit!
  • Apply for Fingerhut Credit today. Fill out our easy online application.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
24.90%
Annual Fee
$0
Credit Needed
Bad Credit *
Matrix MasterCard® Credit Card
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit) All credit types welcome to apply!
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
*See Terms
Annual Fee
*See Terms
Credit Needed
Bad/Poor *
First PREMIER® Bank Classic Credit Card
  • Checking Account Required
  • Apply today, and if approved, pay a Processing Fee to access your available credit (additional fees and charges apply)
  • Application response in as little as 30 seconds.
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
  • A Top 20 Issuer of MasterCard
Intro - Purchases
N/A*
Intro - Balance Transfer
N/A*
Regular APR
See Website*
Annual Fee
See Website*
Credit Needed
Bad Credit *
Capital One® Secured MasterCard®
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Needed
Limited, Bad *
Surge MasterCard® Credit Card
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms
Annual Fee
See Terms
Credit Needed
Bad/Poor *

Related Offers

3ClickLoan - Quick Cash - Up to 10,000 dollars!
  • Loans from $100 - $10,000+
  • Flexible repayment options!
  • 24/7 Application Processing
  • Get your cash as fast as tomorrow
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!