Bad Credit OK Credit Cards and Prepaid Debit Cards

Credit cards and prepaid debit cards for "bad credit" feature approval standards geared toward helping consumers with an imperfect credit history obtain a line of credit. Many cards feature monthly reporting to the major consumer reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit card and prepaid debit card offers for people with bad credit, along with links to each card's secure online application.

Topcard
Credit One Bank® Credit Card with Gas Rewards
  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90% (V)* $35-$75* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 17.90%-23.90% (V)*
Annual Fee $35-$75*
Credit Needed Bad Credit *
Additional
Luxe Signature Card
  • No credit check
  • Fast Online Application
  • No Employment Check
  • Bad Credit OK
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 0.00%* N/A* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit *
primor Secured Visa Classic Card
  • Fast, easy application process
  • No processing or application fees!
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.99%* $39* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 13.99%*
Annual Fee $39*
Credit Needed Bad Credit *
Credit One Bank® Credit Card – Online Credit Score Tracking Included
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
  • Email or text alerts to remind you when your payment is due
  • Get a credit line increase automatically after you make your first six monthly payments on time
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90% (V)* $35-$75* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 17.90%-23.90% (V)*
Annual Fee $35-$75*
Credit Needed Bad Credit *
Capital One® Secured MasterCard®
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 22.9% Variable* $29* Limited Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 22.9% Variable*
Annual Fee $29*
Credit Needed Limited Credit *
Credit One Bank® Earn More Credit Fast
  • Make your first six payments on time and get a credit line increase
  • Get pre-qualified without affecting your credit score
  • Pick your payment due date to fit your schedule
  • Keep an eye on your progress with free online monthly credit score tracking
  • Email or text alerts to remind you when your payment is due
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90% (V)* $35-$75* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 17.90%-23.90% (V)*
Annual Fee $35-$75*
Credit Needed Bad Credit *
First Progress Platinum Elite MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.99% (variable)* $29* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.99% (variable)*
Annual Fee $29*
Credit Needed Bad Credit *
Fingerhut® Credit Account
  • New Offer! $50 off order of $200 or more with an approved Fingerhut Credit Account! Promo code JUL50
  • Shop Great Brands at Fingerhut.com
  • Choose From Over 30,000 Products.
  • Budget Friendly Payments with Fingerhut Credit!
  • Apply for Fingerhut Credit today. Fill out our easy online application.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 24.90%* $0* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.90%*
Annual Fee $0*
Credit Needed Bad Credit *
First Progress Platinum Select Secured MasterCard
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99% (variable)* $39* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 14.99% (variable)*
Annual Fee $39*
Credit Needed Bad Credit *
Horizon Gold Credit Card
  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 0.00%* N/A* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit *

Related Offers

Click-n-Loan - Loans $100 - $10,000+
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Springleaf Financial Loans
  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
  • Eligible states: AL, CA, CO, FL, GA, ID, IL, IN, KY, LA, MO, MS, NC, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!