Bad Credit OK Credit Cards and Prepaid Debit Cards

Credit cards and prepaid debit cards for "bad credit" feature approval standards geared toward helping consumers with an imperfect credit history obtain a line of credit. Many cards feature monthly reporting to the major consumer reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit card and prepaid debit card offers for people with bad credit, along with links to each card's secure online application.

Advertiser Disclosure
Credit One Bank® Unsecured Visa® Credit Card
  • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
  • Flexible payment date to assist you in making your payments on time.
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Bad Credit *
Gettington Credit
  • Easy Monthly Payments
  • 20-50% MSRP*
  • Brands you love featuring closeouts and overstock.
  • New deals added weekly.
  • No annual account fee.
  • Free Shipping* with promo code GTNFS. 
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
25.15%
Annual Fee
$0
Credit Needed
Fair/Bad Credit *
Credit One® Platinum Credit Card
  • Find out if you Pre-Qualify without affecting your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • 1% cash back on gas & groceries, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Bad Credit *
Fingerhut® Credit Account
  • Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Take advantage of low monthly payments1 with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • Get $50 off of your first order of $200 or more on your new WebBank/Fingerhut Credit Account with promo code NC787
  • 1If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
$0
Credit Needed
Fair / Bad Credit *
The First Access VISA® Credit Card
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Mid America Bank & Trust Company, Member: FDIC
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad/Fair Credit *
Total VISA® Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad/Fair Credit *
Matrix MasterCard® Credit Card
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • All credit types welcome to apply!
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
*See Terms
Annual Fee
*See Terms
Credit Needed
Bad/Poor *

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100DayLoans
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