Bad Credit OK Credit Cards and Prepaid Debit Cards

Credit cards and prepaid debit cards for "bad credit" feature approval standards geared toward helping consumers with an imperfect credit history obtain a line of credit. Many cards feature monthly reporting to the major consumer reporting agencies, which enables the cardholder to have their payment history added to his or her credit profile. See below for today's top credit card and prepaid debit card offers for people with bad credit, along with links to each card's secure online application.

Topcard
First PREMIER® Bank Gold Credit Card
Fp_gold_mc_110
Apply Here
[ Learn more ]
  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Additional
Capital One® Secured MasterCard®
Securedmastercard_capitalone_cardart
Apply Here
[ Learn more ]
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Monitor credit with access to a credit score and other tools
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 22.90% (Variable)* $29* Bad / Limited Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 22.90% (Variable)*
Annual Fee $29*
Credit Needed Bad / Limited Credit *
First PREMIER® Bank Credit Card
Firstpremier_grey_cardart
Apply Here
[ Learn more ]
  • Have a checking account? Apply today!
  • If you have less-than-perfect credit, we may approve you when others won't.
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Monthly reporting to the major Consumer Reporting Agencies.
  • Acceptance at millions of locations worldwide, including online purchases (subject to available credit).
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Continental Finance Matrix Discover® Credit Card
Matrix_card_110
Apply Here
[ Learn more ]
  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Site*
Annual Fee See Site*
Credit Needed Bad Credit *
Horizon Gold Credit Card
Horizon-gold-card_art
Apply Here
[ Learn more ]
  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 0.00%* N/A* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit *
Credit One Bank® Visa Credit Card
Creditonebank_cardart
Apply Here
[ Learn more ]
  • Get pre-qualified for a Visa Platinum card
  • Automatic credit line increase reviews
  • Pick your payment due date to fit your schedule
  • Email or text alerts to remind you when your payment is due
  • Monthly updates to all major credit bureaus
  • Free online monthly credit score tracking included
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 23.90% (Variable)* $75 first year, then $99* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 23.90% (Variable)*
Annual Fee $75 first year, then $99*
Credit Needed Bad Credit *
MAGIC Prepaid Mastercard® by Magic Johnson
Magic_card_cardart
Apply Here
[ Learn more ]
  • Receive a $10 Bonus Credit*
  • A reloadable card for all your spending needs
  • Act now for No Activation Fee
  • No Bank Account
  • No Credit Checks
  • No Overdraft Fees
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check *
PREMIER Possibilities® Credit Card issued by First PREMIER® Bank
Fp_possibilities_mc_110
Apply Here
[ Learn more ]
  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
  • Once your account is open, you may have the chance to personalize your credit card
  • Get a credit card response in seconds!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad / Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad / Fair Credit *
American Express® Prepaid Card
2_prepaid
Apply Here
[ Learn more ]
  • The benefits of Cardmembership start here!
  • Free Direct Deposit
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Free Fraud Protection*
  • Purchase Protection and Roadside Assistance*
  • No Credit Check
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check *
PayPal™ Prepaid MasterCard®
30-paypal-mc-flat
Apply Here
[ Learn more ]
  • Real-time mobile alerts notify you of transactions and balances.
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
  • No credit check, overdraft fees or interest charges.
  • Get cash back rewards.
  • Safer than carrying cash - use it to pay for everyday purchases.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check *

Related Offers

Springleaf Financial Loans
Springleaf
Apply Here
[ Learn more ]
  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
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Credit Card 321™ The Easy Guide to Credit Card Offers