Credit Cards for Average Credit >> Daily Rankings |  | An "average" or "fair" credit rating, which is generally a credit score between 620 and 659, indicates that you occasionally have not paid your credit card or loan payments on time and/or your outstanding debt is high. See below for today's top credit card offers available to those with an average or fair credit rating, along with links to each card's secure online application. | | | | | Consumer Credit Cards | Student Credit Cards |
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Centennial® Credit Card
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- Credit not-so-good? Not to worry with this credit card
- This card may be able to help build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits
- Monthly reporting to major Consumer Reporting Agencies
- Reasonable credit limit can help you spend smarter
- The online application is safe, secure, and simple
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
See Site* |
See Site* |
Average Credit* |
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UPside Visa® Prepaid Card
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- Save up to $230 compared with other prepaid cards
- $0 activation fee
- $0 monthly fee with total load of $400 or more
- Free direct deposit from employers or load cash at 60,000 retailers
- Write personal checks, best to pay rent or other bills
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Terms** |
No Credit Check* |
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Orchard Bank Classic MasterCard®
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
14.90% - 17.90%* |
$39 - $79* |
Average Credit* |
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READYdebit™ card
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- This is a debit-card, not a credit card
- 100% Approval – No Chexsystems or credit checks, bankruptcy okay
- Now with FREE Credit Builder
- Great online bill pay service with no overdraft, bounced check fees
- Pay nothing now – No deposits or prepayments required to get your card
- Click here for official application, terms, and details.
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
No Credit Check* |
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AccountNow™ Prepaid MasterCard®
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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AccountNow Prepaid Visa® Card
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| Intro APR - Purchases |
Intro APR - Balance Transfer |
Regular APR |
Annual Fee |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Site* |
No Credit Check* |
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