American Express® Credit Cards

American Express® features a variety of credit card offers for both individual and business use. Though these offers mostly require excellent credit for approval, the American Express® credit card application process is quick and easy, with a response often given seconds after application. See below for today's top credit card offers from American Express®, along with links to each card's secure online application.
Topcard
American Express® Gold Card
  • Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
  • $0 introductory annual fee for the first year, then $125
  • Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
  • Terms and Restrictions Apply
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Introductory annual fee of $0 for the first year, then $125* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Introductory annual fee of $0 for the first year, then $125*
Credit Needed Excellent Credit *
Additional
The Platinum Card® from American Express
  • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass(TM)Select, no foreign transaction fees
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $450* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $450*
Credit Needed Excellent Credit *
Starwood Preferred Guest® Credit Card from American Express
  • Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
  • Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts - that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
  • Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
none* N/A* 15.24-19.24% (Variable)* $0 introductory annual fee for the first year, then $65* Excellent Credit *
Intro - Purchases none*
Intro - Balance Transfer N/A*
Regular APR 15.24-19.24% (Variable)*
Annual Fee $0 introductory annual fee for the first year, then $65*
Credit Needed Excellent Credit *
Blue Cash Preferred® Card from American Express
  • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Terms and Restrictions Apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 mths* See Terms* 12.99%-21.99% Variable* $75* Excellent Credit *
Intro - Purchases 0%-12 mths*
Intro - Balance Transfer See Terms*
Regular APR 12.99%-21.99% Variable*
Annual Fee $75*
Credit Needed Excellent Credit *
Blue Sky from American Express®
  • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0.00% - 12 Months* N/A* 17.24-22.24% (Variable)* $0* Excellent Credit *
Intro - Purchases 0.00% - 12 Months*
Intro - Balance Transfer N/A*
Regular APR 17.24-22.24% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Gold Delta SkyMiles® Business Credit Card from American Express
  • Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • $0 introductory annual fee for the first year, then $95
  • Terms & Restrictions Apply
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
None* N/A* 15.24% - 19.24% Variable* $0 introductory annual fee for the first year, then $95* Excellent Credit *
Intro - Purchases None*
Intro - Balance Transfer N/A*
Regular APR 15.24% - 19.24% Variable*
Annual Fee $0 introductory annual fee for the first year, then $95*
Credit Needed Excellent Credit *
Gold Delta SkyMiles® Credit Card from American Express
  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
none* N/A* 15.24% - 19.24% Variable* $0 intro annual fee for the first year, then $95* Excellent Credit *
Intro - Purchases none*
Intro - Balance Transfer N/A*
Regular APR 15.24% - 19.24% Variable*
Annual Fee $0 intro annual fee for the first year, then $95*
Credit Needed Excellent Credit *
TrueEarnings® Card from Costco and American Express
  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0.00%-6 mths* N/A* 15.24% Variable* No Annual Fee with your paid Costco Membership* Excellent Credit *
Intro - Purchases 0.00%-6 mths*
Intro - Balance Transfer N/A*
Regular APR 15.24% Variable*
Annual Fee No Annual Fee with your paid Costco Membership*
Credit Needed Excellent Credit *
American Express® Premier Rewards Gold Card
  • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175
  • Terms and Restrictions Apply
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Introductory annual fee of $0 for the first year, then $175* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Introductory annual fee of $0 for the first year, then $175*
Credit Needed Excellent Credit *
American Express® Serve
  • Get American Express Serve and you could get $50 when you use Direct Deposit. Must enroll in Direct Deposit by 8/31/13.*
  • No credit check. No minimum balance. No activation fee.
  • Manage your money with the prepaid card, online account, and mobile app.
  • Shop online or off and get access to membership benefits like Purchase Protection.*
  • Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
  • No need to use a check. Email money to anyone no matter where they have a bank account.
  • The safety and security of American Express.
  • The 24/7 customer service you expect from American Express.
  • *Terms, conditions and exclusions apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check *

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