Top 50 Credit Card Offers
Welcome to CreditCard321.com, your quick and easy guide to credit cards.
Our website has served as a leading online review of credit card offers
since 2004,
helping millions of consumers research the ideal card to fit their financial needs.
Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff.
Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Capital One® Cash Rewards - Average Credit
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until March 2014
| Intro - Purchases | 0%-until March 2014* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | 19.80% (Variable)* |
| Annual Fee | $39* |
| Credit Needed | Fair Credit * |
Gold Delta SkyMiles® Credit Card from American Express
- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
- $0 introductory annual fee for the first year, then $95.
- Terms and Restrictions Apply.
| Intro - Purchases | none* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | 15.24% - 19.24% Variable* |
| Annual Fee | $0 intro annual fee for the first year, then $95* |
| Credit Needed | Excellent Credit * |
Citi Simplicity® Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro - Purchases | 0%-18 mths* |
|---|---|
| Intro - Balance Transfer | 0%-18 mths* |
| Regular APR | 12.99% - 21.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Excellent Credit * |
Starwood Preferred Guest® Credit Card from American Express
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts - that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
| Intro - Purchases | none* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | 15.24-19.24% (Variable)* |
| Annual Fee | $0 introductory annual fee for the first year, then $65* |
| Credit Needed | Excellent Credit * |
American Express® Gold Card
- Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
- $0 introductory annual fee for the first year, then $125
- Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
- Terms and Restrictions Apply
| Intro - Purchases | N/A* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | N/A* |
| Annual Fee | Introductory annual fee of $0 for the first year, then $125* |
| Credit Needed | Excellent Credit * |
Top Credit Cards for Average Credit
Capital One® Cash Rewards - Average Credit
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until March 2014
| Intro - Purchases | 0%-until March 2014* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | 19.80% (Variable)* |
| Annual Fee | $39* |
| Credit Needed | Fair Credit * |
First PREMIER® Bank Credit Cards
- Offers for all credit types. See which one you Pre-Qualify for.
- If you've had trouble in the past, this may be your chance to prove you can responsibly manage a credit account.
- Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
- Monthly reporting to the major Consumer Reporting Agencies
| Intro - Purchases | N/A* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | See Website* |
| Annual Fee | See Website* |
| Credit Needed | Fair Credit * |
Top Credit Cards for Bad Credit
First PREMIER® Bank Gold Credit Card
- Checking Account Required
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- This is a credit card - not a debit or prepaid card
- Reports your credit history to the major Consumer Reporting Agencies
- A Gold credit card offer for those with less than perfect credit.
- Apply for a credit card today - Get a response today!
| Intro - Purchases | N/A* |
|---|---|
| Intro - Balance Transfer | N/A* |
| Regular APR | See Website* |
| Annual Fee | See Website* |
| Credit Needed | Bad Credit * |
Related Offers
Springleaf Financial Loans
- Loans from $1,000 - $25,000 or more
- Lower Interest rates
- Loans for ANY Reason
- Loans to meet your needs & fit your budget
- 1,100 branch locations for your convenience
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