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Welcome to CreditCard321.com, your quick and easy guide to credit cards. Since 2004 our website has served as a leading online review of credit card offers, with the goal of helping consumers find the ideal offer to fit their financial needs. Below you will find today's Top 50 credit card offers as reviewed and ranked by our staff, along with links to each card's official online application. We thank you for visiting our website and hope that you find it to be a useful and informative guide to finding your next credit card.

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Citi Forward(SM) Card

Citi Forward(SM) Card  Offer
Citi Forward(SM) Card  Application

  • The credit card that rewards you for good behavior
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
  • 6000 bonus points after $250 in purchases are made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
  • 0% APR for 6 months on purchases and balance transfers
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 14.24% (V)* $0* Excellent Credit*

Chase Sapphire(SM)

Chase Sapphire(SM) Offer
Chase Sapphire(SM) Application

  • 10,000 Bonus Points after first purchase
  • 2X on all airfare booked through Ultimate Rewards
  • No earning caps, point expiration, or blackout dates
  • Earn up to 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
  • 1 point for every dollar on all other purchases
  • 24/7 Dedicated service advisor (No voice recording)
  • Premier travel protection benefits
  • No Annual Fee
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* As Low As 12.24%* $0* Excellent Credit*

READYdebit™ card

READYdebit™ card Offer
READYdebit™ card Application

  • 100% Approval Guaranteed – No Chexsystems or credit checks, bankruptcy okay
  • Now with FREE Credit Builder
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees
  • Pay Nothing Now – No deposits or prepayments required to get your card
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* N/A* No Credit Check*

TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express Offer
TrueEarnings® Card from Costco and American Express Application

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No limit on the cash back earned
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
See Terms* N/A* 15.24%* $0* Excellent Credit*

Blue Sky from American Express®

Blue Sky from American Express® Offer
Blue Sky from American Express® Application

  • 0% Intro APR for up to 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* N/A* 17.24%* $0* Excellent Credit*

Platinum Card® from American Express

Platinum Card® from American Express Offer
Platinum Card® from American Express Application

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program® -- exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events -- access to exclusive, once-in-a-lifetime events
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $450* Excellent Credit*

American DreamCard™ MasterCard® (HSBC)

American DreamCard™ MasterCard® (HSBC) Offer
American DreamCard™ MasterCard® (HSBC) Application

Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99% or 21.99%* $0 - $59* Good Credit*

Escape by Discover® Card

Escape by Discover® Card Offer
Escape by Discover® Card Application

  • 25,000 Bonus Miles* – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* As Low as 11.99%* $60* Good Credit*

American Express® Premier Rewards Gold Card

American Express® Premier Rewards Gold Card Offer
American Express® Premier Rewards Gold Card Application

  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Terms* Excellent Credit*

NetSpend® Visa® Prepaid Debit Card

NetSpend® Visa® Prepaid Debit Card Offer
NetSpend® Visa® Prepaid Debit Card Application

  • 100% approval - No credit check required
  • Borrow money and build credit with iAdvance® line of credit
  • No overdraft fees or minimum balances
  • Online bill pay - Easily send a check to anyone
  • Exclusive - 5% APY savings account
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Site* No Credit Check*

 

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers