Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Topcard
Capital One® Cash Rewards - $100 Cash Back Bonus
Cashrewards_capitalone_cardart
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  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2014.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until June 2014* 0%-until June 2014* 12.90%-20.90% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-until June 2014*
Intro - Balance Transfer 0%-until June 2014*
Regular APR 12.90%-20.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Additional
American Express® Premier Rewards Gold Card
3042
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  • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175
  • Terms and Restrictions Apply
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Introductory annual fee of $0 for the first year, then $175* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR N/A*
Annual Fee Introductory annual fee of $0 for the first year, then $175*
Credit Needed Excellent Credit *
Citi Simplicity® Card
Citi_simplicity
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 12.99% - 21.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-18 mths*
Intro - Balance Transfer 0%-18 mths*
Regular APR 12.99% - 21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
TrueEarnings® Card from Costco and American Express
American_express_trueearnings_costco_110
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  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0.00%-6 mths* N/A* 15.24% Variable* No Annual Fee with your paid Costco Membership* Excellent Credit *
Intro - Purchases 0.00%-6 mths*
Intro - Balance Transfer N/A*
Regular APR 15.24% Variable*
Annual Fee No Annual Fee with your paid Costco Membership*
Credit Needed Excellent Credit *
Capital One® Platinum Prestige Credit Card
Platinumprestige_capitalone_cardart
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  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until September 2014* 0%-until September 2014* 10.90%-18.90% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-until September 2014*
Intro - Balance Transfer 0%-until September 2014*
Regular APR 10.90%-18.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *

Top Credit Cards for Average Credit

Capital One® Cash Rewards - Average Credit
Cashrewards_capitalone_cardart_2
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  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Fair Credit *
Intro - Purchases 0%-until March 2014*
Intro - Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Fair Credit *
First PREMIER® Bank Credit Cards
Fpcardart
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  • Offers for all credit types. See which one you Pre-Qualify for.
  • If you've had trouble in the past, this may be your chance to prove you can responsibly manage a credit account.
  • Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
  • Monthly reporting to the major Consumer Reporting Agencies
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Fair Credit *
more Top 5 Cards for Average Credit

Top Credit Cards for Bad Credit

First PREMIER® Bank Gold Credit Card
Fp_gold_mc_110
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  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
more Top 5 Cards for Bad Credit

Related Offers

Springleaf Financial Loans
Springleaf
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience

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* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
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Credit Card 321™ The Easy Guide to Credit Card Offers