Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Topcard
Citi® Dividend® Card for College Students
1868
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  • Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-7 mths* N/A* 13.99% - 23.99% (Variable)* $0* Good Credit *
Intro - Purchases 0%-7 mths*
Intro - Balance Transfer N/A*
Regular APR 13.99% - 23.99% (Variable)*
Annual Fee $0*
Credit Needed Good Credit *
Additional
First Progress Platinum Elite MasterCard® Secured Credit Card
154-first-progress
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  • Nationwide Program - though not yet available in NY, IA, AR, or WI
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Get Your Deposit Back at Any Time
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • No Credit History or Minimum Credit Score Required for Approval
  • 24/7 Access to Your Account Online
  • New! See if you are Pre-Approved in sixty seconds or less — with no harm to your Credit Score!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.99% (Variable)* $29* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 19.99% (Variable)*
Annual Fee $29*
Credit Needed Bad Credit *
First Progress Platinum Select Secured MasterCard
Firstprogress_blackcard_cardart
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  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000
  • Free 24/7 Access to Your Account Online
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Blue Sky from American Express®
1872
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  • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual membership fee and 0% into APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0.00% - 12 Months* N/A* 17.24-22.24% (Variable)* $0* Excellent Credit *
Intro - Purchases 0.00% - 12 Months*
Intro - Balance Transfer N/A*
Regular APR 17.24-22.24% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Capital One® Venture℠ Rewards Credit Card
Venture_capitalone_cardart
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  • 2 miles per dollar on every purchase, every day
  • As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
  • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90%-20.90% (Variable)* $0 intro for first year; $59 after that* Excellent Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 13.90%-20.90% (Variable)*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit *

Top Credit Cards for Average Credit

Capital One® Cash Rewards - Average Credit
Cashrewards_capitalone_cardart_2
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  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Fair Credit *
Intro - Purchases 0%-until March 2014*
Intro - Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Fair Credit *
First PREMIER® Bank Credit Cards
Fpcardart
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  • Offers for all credit types. See which one you Pre-Qualify for.
  • If you've had trouble in the past, this may be your chance to prove you can responsibly manage a credit account.
  • Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
  • Monthly reporting to the major Consumer Reporting Agencies
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Fair Credit *
more Top 5 Cards for Average Credit

Top Credit Cards for Bad Credit

First PREMIER® Bank Gold Credit Card
Fp_gold_mc_110
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  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
more Top 5 Cards for Bad Credit

Related Offers

Springleaf Financial Loans
Springleaf
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience

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* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
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Credit Card 321™ The Easy Guide to Credit Card Offers