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0% APR on Balance Transfers >> Daily Rankings

Credit cards featuring an introductory 0% APR on balance transfers allow the cardholder to transfer a balance from one or more existing credit cards onto a single card interest-free for the length of the introductory period. Transferring a balance to a 0% credit card can save the cardholder a bundle in interest payments over the life of the balance. See below for today's top credit card offers featuring a 0% intro APR on balance transfers, along with links to each card's secure online application.
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Offer
Citi® Platinum Select® MasterCard® Application
  • 0% Intro APR on balance transfers and purchases for 21 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 21 Months And Purchases** 0%* - 21 Months* 11.99%-21.99%* (Variable)* $0** Excellent Credit*
Capital One® Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card Offer
Capital One® Platinum Prestige Credit Card Application
  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% Intro APR And Balance Transfers* - Until May 2013** 0.00* - N/A** 10.9% - 18.9% (V)** $0** Excellent Credit*
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard® Offer
Citi® Platinum Select® MasterCard® Application
  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 18 Months And Purchases** 0%* - 21 Months* 11.99%-21.99%* (Variable)* $0** Excellent Credit*
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Offer
Citi® Diamond Preferred® Card Application
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 18 Months And Purchases** 0.00* - 18** 11.99%-21.99%* (Variable)* $0** Excellent Credit*
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Offer
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Application
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 12 Months And Purchases** 0.00* - 12** 12.99%-22.99%* (Variable)* $0** Excellent Credit*
Discover® More® Card

Discover® More® Card Offer
Discover® More® Card Application
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 15 Months & Balance Transfers** 0.00* - 15** 10.99% - 20.99% (Variable)** $0** Good Credit*
Discover® Open Road Card

Discover® Open Road Card Offer
Discover® Open Road Card Application
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 12 Months & Balance Transfers** 0.00* - 12** 10.99% - 20.99% (Variable)** $0** Good Credit*
Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer Offer
Discover® More Card - 18 Month Promotional Balance Transfer Application
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 6 Months** 0%* - 18 Months** 10.99% - 20.99% (V)** $0* Excellent Credit*
Citi Forward® Card

Citi Forward® Card Offer
Citi Forward® Card Application
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0%* - 12 Months ** 0.00%* - 12** 12.99%-22.99%* (Variable)* $0** Excellent Credit*
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards

Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards Offer
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards Application
  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A** N/A** 12.99%-22.99%* (Variable)* $0** Good Credit*

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers