0% APR on Purchases

Credit cards featuring an introductory 0% APR on purchases allow the cardholder to carry forward a balance from month-to-month without incurring interest charges. Many cards offer this interest-free period for up to 12 months of card membership. See below for today's top credit card offers featuring a 0% intro APR on purchases, along with links to each card's secure online application.

Advertiser Disclosure
Capital One® VentureOne® Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until August 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% until August 2016 N/A 11.9% - 21.9%* Variable $0 Excellent Credit *
Intro - Purchases 0% until August 2016
Intro - Balance Transfer N/A
Regular APR 11.9% - 21.9%* Variable
Annual Fee $0
Credit Needed Excellent Credit *
BankAmericard Cash Rewards™ Credit Card
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% for 12 billing cycles 0% Intro for 12 billing cycles for balance transfers made in the first 60 days 12.99% - 22.99% Variable APR $0 Excellent/Good *
Intro - Purchases 0% for 12 billing cycles
Intro - Balance Transfer 0% Intro for 12 billing cycles for balance transfers made in the first 60 days
Regular APR 12.99% - 22.99% Variable APR
Annual Fee $0
Credit Needed Excellent/Good *
Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%* until May 2016 0%* until May 2016 22.9%* Variable $39 Fair Credit *
Intro - Purchases 0%* until May 2016
Intro - Balance Transfer 0%* until May 2016
Regular APR 22.9%* Variable
Annual Fee $39
Credit Needed Fair Credit *
U.S. Bank Visa® Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%*
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%* for 15 billing cycles* 0%* for 15 billing cycles* 9.99% - 20.99%* Variable $0* Excellent Credit *
Intro - Purchases 0%* for 15 billing cycles*
Intro - Balance Transfer 0%* for 15 billing cycles*
Regular APR 9.99% - 20.99%* Variable
Annual Fee $0*
Credit Needed Excellent Credit *
BankAmericard Travel Rewards® Credit Card
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER! 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – no blackout dates and restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% for 12 billing cycles N/A 14.99% - 22.99% Variable APR $0 Excellent/Good *
Intro - Purchases 0% for 12 billing cycles
Intro - Balance Transfer N/A
Regular APR 14.99% - 22.99% Variable APR
Annual Fee $0
Credit Needed Excellent/Good *
PlayStation® Card from Capital One®
  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until June 2016, 13.9% - 24.9% variable APR after that
  • No annual fee
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% until June 2016 N/A 13.9% - 24.9%* Variable $0 Excellent Credit *
Intro - Purchases 0% until June 2016
Intro - Balance Transfer N/A
Regular APR 13.9% - 24.9%* Variable
Annual Fee $0
Credit Needed Excellent Credit *
Capital One® Quicksilver® Cash Rewards Credit Card
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% until May 2016 0% until May 2016 12.9% - 22.9%* Variable $0 Excellent Credit *
Intro - Purchases 0% until May 2016
Intro - Balance Transfer 0% until May 2016
Regular APR 12.9% - 22.9%* Variable
Annual Fee $0
Credit Needed Excellent Credit *

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