0% APR on Purchases

Credit cards featuring an introductory 0% APR on purchases allow the cardholder to carry forward a balance from month-to-month without incurring interest charges. Many cards offer this interest-free period for up to 12 months of card membership. See below for today's top credit card offers featuring a 0% intro APR on purchases, along with links to each card's secure online application.
Topcard
Discover it® Card
Discover-it
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-14 mths* 0%-14 mths* 10.99 - 22.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-14 mths*
Intro - Balance Transfer 0%-14 mths*
Regular APR 10.99 - 22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Additional
Capital One® Platinum Prestige Credit Card
Platinumprestige_capitalone_cardart
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  • 0% intro APR until September 2014 on balance transfers
  • 0% intro APR until September 2014 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until September 2014* 0%-until September 2014* 10.90%-18.90% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-until September 2014*
Intro - Balance Transfer 0%-until September 2014*
Regular APR 10.90%-18.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Barclaycard® Rewards MasterCard® - Excellent Credit
Barclaycard_mastercard_cardart_110
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  • Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
  • 0% Introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases
  • Earn 1 points per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 mths* 0%-12 mths* 14.99%-24.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-12 mths*
Intro - Balance Transfer 0%-12 mths*
Regular APR 14.99%-24.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Capital One® VentureOne℠ Rewards Credit Card
Ventureone_capitalone_cardart
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  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals, and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until June 2014
  • No foreign transaction fees
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until June 2014* N/A* 11.90%-19.90% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-until June 2014*
Intro - Balance Transfer N/A*
Regular APR 11.90%-19.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
BankAmericard Cash Rewards™ credit card
Bankofamerica_cashrewards_cardart
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  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter.
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No annual fee
  • No rotating categories and your rewards do not expire
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 billing cycles* 0% - 12 billing cycles for balance transfers made in the first 60 days* 12.99%-22.99% Variable for purchases and balance transfers* $0* Excellent Credit *
Intro - Purchases 0% - 12 billing cycles*
Intro - Balance Transfer 0% - 12 billing cycles for balance transfers made in the first 60 days*
Regular APR 12.99%-22.99% Variable for purchases and balance transfers*
Annual Fee $0*
Credit Needed Excellent Credit *
Capital One® Cash Rewards - $100 Cash Back Bonus
Cashrewards_capitalone_cardart
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  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2014.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until June 2014* 0%-until June 2014* 12.90%-20.90% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-until June 2014*
Intro - Balance Transfer 0%-until June 2014*
Regular APR 12.90%-20.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Citi® Diamond Preferred® Card
2568.1328296345
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  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-18 mths*
Intro - Balance Transfer 0%-18 mths*
Regular APR 11.99%-21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
2976
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  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 mths* 0%-12 mths* 12.99%-22.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-12 mths*
Intro - Balance Transfer 0%-12 mths*
Regular APR 12.99%-22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
1-2-3 REWARDS® Visa® Card
1-2-3usbank_110
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  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
  • 3 points per $1 spent on Kroger family of brand products
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere Visa Cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
  • 0% intro APR* for 9 billing cycles on purchases and balance transfers
  • $0 annual fee*
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-9 billing cycles* 0%-9 billing cycles* 13.99%-23.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-9 billing cycles*
Intro - Balance Transfer 0%-9 billing cycles*
Regular APR 13.99%-23.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card
113-flexperksusbank
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  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 billing cycles* 0%-12 billing cycles* 13.99%-23.99% (Variable)* $0 1st year, then $49* Excellent Credit *
Intro - Purchases 0%-12 billing cycles*
Intro - Balance Transfer 0%-12 billing cycles*
Regular APR 13.99%-23.99% (Variable)*
Annual Fee $0 1st year, then $49*
Credit Needed Excellent Credit *

Related Offers

Springleaf Financial Loans
Springleaf
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
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