Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Topcard
Discover it® Card
Discover-it
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-14 mths* 0%-14 mths* 10.99 - 22.99% (Variable)* $0* Excellent Credit *
Intro - Purchases 0%-14 mths*
Intro - Balance Transfer 0%-14 mths*
Regular APR 10.99 - 22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit *
Additional
Continental Finance Matrix Discover® Credit Card
Matrix_card_110
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  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Site*
Annual Fee See Site*
Credit Needed Bad Credit *
Capital One® Classic Platinum Credit Card
Classicplatinum_capitalone_cardart
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  • 0% intro APR on purchases until March 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Average Credit *
Intro - Purchases 0%-until March 2014*
Intro - Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Average Credit *
Capital One® Cash Rewards for Newcomers
Caponenewcomers
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  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 24.90% (Variable)* $0* Average Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.90% (Variable)*
Annual Fee $0*
Credit Needed Average Credit *
Credit One Bank® Visa Credit Card
Creditonebank_cardart
Apply Here
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  • Get pre-qualified for a Visa Platinum card
  • Automatic credit line increase reviews
  • Pick your payment due date to fit your schedule
  • Email or text alerts to remind you when your payment is due
  • Monthly updates to all major credit bureaus
  • Free online monthly credit score tracking included
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 23.90% (Variable)* $75 first year, then $99* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 23.90% (Variable)*
Annual Fee $75 first year, then $99*
Credit Needed Bad Credit *

Top Credit Cards for Average Credit

Capital One® Cash Rewards - Average Credit
Cashrewards_capitalone_cardart_2
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  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Fair Credit *
Intro - Purchases 0%-until March 2014*
Intro - Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Fair Credit *
First PREMIER® Bank Credit Cards
Fpcardart
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  • Offers for all credit types. See which one you Pre-Qualify for.
  • If you've had trouble in the past, this may be your chance to prove you can responsibly manage a credit account.
  • Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
  • Monthly reporting to the major Consumer Reporting Agencies
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Fair Credit *
more Top 5 Cards for Average Credit

Top Credit Cards for Bad Credit

First PREMIER® Bank Gold Credit Card
Fp_gold_mc_110
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  • Checking Account Required
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Apply for a credit card today - Get a response today!
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
more Top 5 Cards for Bad Credit

Related Offers

Springleaf Financial Loans
Springleaf
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience

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* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.
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Credit Card 321™ The Easy Guide to Credit Card Offers