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Welcome to CreditCard321.com, your quick and easy guide to credit cards. Since 2004 our website has served as a leading online review of credit card offers, with the goal of helping consumers find the ideal offer to fit their financial needs. Below you will find today's Top 50 credit card offers as reviewed and ranked by our staff, along with links to each card's official online application. We thank you for visiting our website and hope that you find it to be a useful and informative guide to finding your next credit card.

 Select Your Credit Rating »   Excellent Credit  |  Good Credit  |  Average Credit  |  Bad Credit  |  No Credit
Chase Freedom(SM)

Chase Freedom(SM) Offer
Chase Freedom(SM) Application
  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* 0% - Up to 12 Months* As Low As 12.99% Variable* $0* Good Credit*

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit Offer
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit Application
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until February 2011* N/A* 14.90% (V)* $0* Excellent Credit*

Capital One VentureOne(SM) Rewards Credit Card - Excellent Credit

Capital One VentureOne(SM) Rewards Credit Card - Excellent Credit Offer
Capital One VentureOne(SM) Rewards Credit Card - Excellent Credit Application
  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until February 2011* N/A* 13.90% (V)* $0* Excellent Credit*

Discover® More(SM) Card

Discover® More(SM) Card Offer
Discover® More(SM) Card Application
  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 12 Months* As Low as 11.99%* $0* Good Credit*

First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card Offer
First PREMIER® Bank Classic Credit Card Application
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Capital One Venture(SM) Rewards Credit Card - Excellent Credit

Capital One Venture(SM) Rewards Credit Card - Excellent Credit Offer
Capital One Venture(SM) Rewards Credit Card - Excellent Credit Application
  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90% (V)* $59* Excellent Credit*

Citi® Platinum Select® Card

Citi® Platinum Select® Card Offer
Citi® Platinum Select® Card Application
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 12 Months* 0% - Up to 12 Months* As Low As 11.99% (Variable)* $0* Good Credit*

Discover® More(SM) Card - Monogram

Discover® More(SM) Card - Monogram Offer
Discover® More(SM) Card - Monogram Application
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - Up to 6 Months* As Low as 11.99%* $0* Excellent Credit*

Chase Sapphire(SM)

Chase Sapphire(SM) Offer
Chase Sapphire(SM) Application
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • Click here for official application, terms, and details.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* As Low As 12.24% Variable* $0* Excellent Credit*

Centennial® Credit Card

Centennial® Credit Card Offer
Centennial® Credit Card Application
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Average Credit*

 

* See the online credit card application for details about terms and conditions.  Reasonable efforts are made to
maintain accurate information. However, all credit card information is presented without warranty. When you click
on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

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Credit Card 321™ The Easy Guide to Credit Card Offers