Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Advertiser Disclosure
Capital One® Platinum Credit Card
  • Start with a $0 intro annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account - even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.9%* Variable $0 intro for first year; $19 after that* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.9% Variable*
Annual Fee $0 intro for first year; $19 after that*
Credit Needed Fair Credit *
Barclaycard® Rewards MasterCard®
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.99%* Variable $0* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit *
BankAmericard Cash Rewards™ credit card
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 Billing Cycles* 0%-12 Billing Cycles for qualifying transfers* 12.99%-22.99% Variable* $0* Excellent Credit *
Intro - Purchases 0%-12 Billing Cycles*
Intro - Balance Transfer 0%-12 Billing Cycles for qualifying transfers*
Regular APR 12.99%-22.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit *
Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until November 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%*-until November 2015 0%*-until November 2015 22.9%* Variable $39* Fair Credit *
Intro - Purchases 0%-until November 2015*
Intro - Balance Transfer 0%-until November 2015*
Regular APR 22.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit *
Credit One Bank® Credit Card with Gas Rewards
  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities     
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 17.90%-23.90% (Variable)* $35-$99* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 17.90%-23.90% (Variable)*
Annual Fee $35-$99*
Credit Needed Fair Credit *

Top Credit Cards for Average Credit

First PREMIER® Bank Classic Credit Card
  • Apply today, and if approved, pay a Processing Fee to access your available credit (additional fees and charges apply).
  • Featuring new peace-of-mind chip technology.
  • Application response in as little as 30 seconds.
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until November 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%*-until November 2015 0%*-until November 2015 22.9%* Variable $39* Fair Credit *
Intro - Purchases 0%-until November 2015*
Intro - Balance Transfer 0%-until November 2015*
Regular APR 22.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit *

Top Credit Cards for Bad Credit

First PREMIER® Bank Classic Credit Card
  • Apply today, and if approved, pay a Processing Fee to access your available credit (additional fees and charges apply).
  • Featuring new peace-of-mind chip technology.
  • Application response in as little as 30 seconds.
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *

Related Offers

Apply Here
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!
File Here
H&R Block: Online Tax Preparation and Filing
  • FREE tax prep, FREE printing and FREE e-file
  • Automatic import of your W2
  • Expert answers
  • Audit support
  • 24x7 chat
  • Support videos
File Here
TurboTax
  • TurboTax Federal Free Edition
  • FREE preparation, FREE printing, FREE efiling for your simple tax return (when referring to TurboTax Federal Free Edition)
  • Easily get your biggest tax refund possible, guaranteed* (*If you get a larger refund or smaller tax due from another tax preparation method, we'll refund the applicable TurboTax federal and/or state purchase price paid. Claims must be submitted within 60 days of your TurboTax filing date and no later than 12/15/15. Optional add-on services excluded. Cannot be combined with TurboTax Satisfaction (Easy) Guarantee.)
Apply Here
Click-n-Loan - Loans $100 - $10,000+
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%

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