Credit Card 321 - The Easy Guide to Credit Cards

 

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Welcome to CreditCard321.com, your quick and easy guide to credit cards. Since 2004 our website has served as a leading online review of credit card offers, with the goal of helping consumers find the ideal offer to fit their financial needs. Below you will find today's Top 50 credit card offers as reviewed and ranked by our staff, along with links to each card's official online application. We thank you for visiting our website and hope that you find it to be a useful and informative guide to finding your next credit card.

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Discover® More(SM) Card - American Flag

Discover® More(SM) Card - American Flag
Discover® More(SM) Card - American Flag Application

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more *
  • 5% to 20% Cashback Bonus at top online retailers *
  • Up to 1% Cashback Bonus on all other purchases automatically *
  • Unlimited cash rewards *
  • 0% Intro APR for 6 months on purchases, and up to 12 months on balance transfers *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* 0% - 12 Months* 11.99% - 18.99%* $0* Good Credit*

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit Application

  • 2% cash back on gas and groceries *
  • 1% cash back on all other purchases *
  • No limit on the cash you can earn and cash won't expire *
  • Redeem cash rewards for statement credit, check or gift card *
  • Get your cash back whenever you want, even set up automatic redemption *
  • 0% APR on purchases until November 2010 *
  • No annual fee *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until November 2010* N/A* 14.90% (V)* $0* Excellent Credit*

Capital One® No Hassle Miles(SM) Rewards - Excellent Credit

Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
Capital One® No Hassle Miles(SM) Rewards - Excellent Credit Application

  • 1 mile per dollar spent on purchases up to $1,000 each month *
  • 2 miles per dollar above $1,000 each month *
  • No limit on the miles you can earn and miles don't expire *
  • Redeem for Travel, Merchandise, Gift Cards and more *
  • No blackout dates and no seat restrictions *
  • Fly FREE on any airline to any destination *
  • 0% APR on purchases until November 2010 *
  • No annual fee *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until November 2010* N/A* 13.90% (V)* $0* Excellent Credit*

Slate(SM) from Chase

Slate(SM) from Chase
Slate(SM) from Chase Application

  • Now with Blueprint(SM) *
  • 0% intro APR *
  • Patented fraud protection *
  • Zero liability on unauthorized purchases *
  • E-mail and text alerts *
  • No Annual Fee*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 Months* 0% - 12 Months* As Low As 13.24%* $0* Good Credit*

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card Application

  • Low fixed APR *
  • Your account history reports monthly to the major Consumer Reporting Agencies *
  • Convenient account access by phone available 24/7 *
  • Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Site* See Site* Bad Credit*

Capital One® No Hassle Miles(SM) Ultra—For Professionals

Capital One® No Hassle Miles(SM) Ultra—For Professionals
Capital One® No Hassle Miles(SM) Ultra—For Professionals Application

  • 2 miles for every dollar spent on purchases *
  • No limit on the miles you can earn and miles don't expire *
  • No blackout dates and no seat restrictions *
  • Use miles for Travel, Merchandise, Gift Cards and more *
  • 0% APR on purchases until November 2010 *
  • Concierge services—from flowers to flights, have someone else do it for you *
  • Fly FREE on any airline to any destination *
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Until November 2010* N/A* 13.90% (V)* $39* Excellent Credit*

Discover® More(SM) Card - Monogram

Discover® More(SM) Card - Monogram
Discover® More(SM) Card - Monogram Application

  • Earn more cash in more ways than anyone else(SM) *
  • Unlimited cash rewards, automatically *
  • Up to 20% Cashback Bonus® when you shop online *
  • Double rewards with more than 100 Cashback Bonus Partners *
  • Customer Service in less than a minute, anytime you want*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - Up to 6 Months* 0% - 6 Months* 11.99% - 18.99%* $0* Excellent Credit*

Miles by Discover® Card

Miles by Discover® Card
Miles by Discover® Card Application

  • 12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months *
  • Double Miles on up to $3,000 in travel and restaurant purchases each year *
  • Book any travel, anytime with no blackout dates or restrictions *
  • 1 Mile for every $1 on all your other purchases *
  • Unlimited Miles that never expire*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 11.99% - 18.99%* $0* Good Credit*

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express Application

  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel *
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates *
  • No annual fee for the first year and $45 thereafter *
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines *
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
2.90% - 6 Months* N/A* 13.24%* $45* Excellent Credit*

Discover® More(SM) Card

Discover® More(SM) Card
Discover® More(SM) Card Application

  • Earn more cash in more ways than anyone else(SM) *
  • Unlimited cash rewards, automatically *
  • Up to 20% Cashback Bonus® when you shop online *
  • Double rewards with more than 100 Cashback Bonus Partners *
  • Customer Service in less than a minute, anytime you want*
  • See details, terms, and application.
Intro APR - Purchases Intro APR - Balance Transfer Regular APR Annual Fee Credit Needed
0% - 6 Months* 0% - 6 Months* 11.99% - 18.99%* $0* Good Credit*

 
 
 

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* See the details presented on the card issuer's website for complete and up-to-date terms for each offer.

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