Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Advertiser Disclosure
Credit One® Platinum Visa® Cash Back Rewards Credit Card
  • 1% cash back on gas & groceries, terms apply
  • See if you Pre-Qualify without harming your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Fair Credit *
Matrix MasterCard® Credit Card
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit) All credit types welcome to apply!
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
*See Terms
Annual Fee
*See Terms
Credit Needed
Bad/Poor *
Gettington Credit
  • Easy Monthly Payments
  • 20-50% MSRP*
  • Brands you love featuring closeouts and overstock.
  • New deals added weekly.
  • No annual account fee.
  • Free Shipping* with promo code GTNFS. 
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
25.15%
Annual Fee
$0
Credit Needed
Fair/Bad Credit *
Barclaycard Rewards MasterCard®
  • 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10
  • No limit on the number of points you can earn or redeem
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
  • Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
25.24%* Variable
Annual Fee
$0
Credit Needed
Fair Credit *
The First Access VISA® Credit Card
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Mid America Bank & Trust Company, Member: FDIC
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Credit Needed
Bad/Fair Credit *
First PREMIER® Bank MasterCard® Credit Card
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank MasterCard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
Intro - Purchases
N/A*
Intro - Balance Transfer
N/A*
Regular APR
See Website*
Annual Fee
See Website*
Credit Needed
Bad / Fair Credit *
Barclaycard Arrival Plus™ World Elite MasterCard®
  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers
Intro - Purchases
N/A
Intro - Balance Transfer
0% for 12 months (must be completed within first forty-five days of account opening)
Regular APR
16.24% or 20.24%* Variable
Annual Fee
$89 - Waived first year
Credit Needed
Excellent/Good Credit *

Top Credit Cards for Average Credit

Credit One® Platinum Visa® Credit Card
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • Choose your card design from our premium gallery, a fee may apply
  • Earn 1% cash back on gas and grocery purchases, terms apply
  • Rewards post to your account automatically each month
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Fair Credit *
Credit One® Platinum Visa® Cash Back Rewards Credit Card
  • 1% cash back on gas & groceries, terms apply
  • See if you Pre-Qualify without harming your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities
Intro - Purchases
N/A
Intro - Balance Transfer
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Credit Needed
Fair Credit *

Top Credit Cards for Bad Credit

First PREMIER® Bank MasterCard® Credit Card
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank MasterCard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
Intro - Purchases
N/A*
Intro - Balance Transfer
N/A*
Regular APR
See Website*
Annual Fee
See Website*
Credit Needed
Bad / Fair Credit *

Related Offers

Experian
  • Get Your FICO Score and Experian Credit Report for $1
  • 90% of Top Lenders Use FICO Scores
  • Access Best In Class Resources
  • Personalized Customer Service
  • Dedicated Fraud Resolution Agents
UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!

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