Top 50 Credit Card Offers

Welcome to CreditCard321.com, your quick and easy guide to credit cards. Our website has served as a leading online review of credit card offers since 2004, helping millions of consumers research the ideal card to fit their financial needs. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. Use the menu on your left to sort by feature, issuer, and the credit rating you'll need for approval.
Advertiser Disclosure
Capital One® VentureOne® Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want - no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until August 2015* N/A* 11.9%-19.9% Variable* $0* Excellent Credit *
Intro - Purchases 0%-until August 2015*
Intro - Balance Transfer N/A*
Regular APR 11.9%-19.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit *
Barclaycard® Rewards MasterCard® - Average Credit
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 24.99% (Variable)* $0* Average Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.99% (Variable)*
Annual Fee $0*
Credit Needed Average Credit *
Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • No limit to the cash back you can earn
  • Your cash back doesn’t expire
  • 0% intro APR on purchases until May 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud Coverage if your card is ever lost or stolen
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-until May 2015* N/A* 22.9% Variable* $39* Fair Credit *
Intro - Purchases 0%-until May 2015*
Intro - Balance Transfer N/A*
Regular APR 22.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit *
Credit One Bank® Credit Card with Gas Rewards
  • 1% back on gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35-$99* Fair Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 17.90%-23.90% (Variable)*
Annual Fee $35-$99*
Credit Needed Fair Credit *
Discover it® chrome
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter -no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases and balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
0%-14 mths* 0%-14 mths* 10.99%-22.99% Variable* $0* Excellent Credit *
Intro - Purchases 0%-14 mths*
Intro - Balance Transfer 0%-14 mths*
Regular APR 10.99%-22.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit *

Top Credit Cards for Average Credit

First PREMIER® Bank Classic Credit Card
  • Checking Account Required
  • Apply today, and if approved, simply pay a Processing Fee to access your available credit.
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *
Barclaycard® Rewards MasterCard® - Average Credit
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 24.99% (Variable)* $0* Average Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR 24.99% (Variable)*
Annual Fee $0*
Credit Needed Average Credit *

Top Credit Cards for Bad Credit

First PREMIER® Bank Classic Credit Card
  • Checking Account Required
  • Apply today, and if approved, simply pay a Processing Fee to access your available credit.
  • Reports your credit history to the major Consumer Reporting Agencies
  • Optional Payment Protection Available
  • This is a credit card - not a debit or prepaid card
  • Secure online application keeps your information confidential
Intro - Purchases Intro - Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* See Website* See Website* Bad Credit *
Intro - Purchases N/A*
Intro - Balance Transfer N/A*
Regular APR See Website*
Annual Fee See Website*
Credit Needed Bad Credit *

Related Offers

UnitedStatesCredit.com - Personal Loans $100 - $35,000
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Get cash in as little as 24 hours.
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Bankruptcy is NO problem!
Click-n-Loan - Loans $100 - $10,000+
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Springleaf Financial Loans
  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
  • Eligible states: AL, CA, CO, FL, GA, ID, IL, IN, KY, LA, MO, MS, NC, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV

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